Personal Finance

How Are Annuities Taxed? Withdrawals, Payouts and Penalties

How Are Annuities Taxed? Withdrawals, Payouts and Penalties

Retirement—

Annuities can look tax-friendly because your money grows without an annual tax bill, but the real surprise often comes when you start taking money out. Depending on how the annuity was funded, withdrawals can trigger ordinary income taxes, early-withdrawal penalties and surrender charges. Combined…

A Labor Day Salute to You — the American Worker

A Labor Day Salute to You — the American Worker

Personal Finance—

Unlike virtually every other holiday our nation celebrates, Labor Day isn’t about any single American, religious event or group of heroes. Labor Day is about all of us. It’s a celebration of, for and by the people who made America the most prosperous nation on Earth: American workers and the…

7 Quick and Easy Ways Ordinary AI Chatbots Can Help You Save Money

7 Quick and Easy Ways Ordinary AI Chatbots Can Help You Save Money

Saving—

Financial apps have never been smarter. They track your spending, predict your habits, and automatically flag unusual charges. They have also never been more complicated to set up, sync, and actually trust with your data. Here is the irony: The most powerful financial tool most people already have…

18 of the Best Labor Day Sales of 2026

18 of the Best Labor Day Sales of 2026

Saving—

Week after week, you invest long hours at work, which is why getting a break on Labor Day is well deserved. You also deserve to save some of the money you toil so hard to earn. During this Labor Day weekend, look for deals on clothes from Gap, Target and others, home furnishings from Pottery

Ford Escape Tops the List

Ford Escape Tops the List

Saving—

The small SUV segment is one of the most popular in America, with practical models that serve as commuters and family haulers. But second-row space varies widely, especially for adult-sized and tall passengers. Here are four new small SUVs with the most second-row legroom for 2026. 2026 Hyundai…

USPS Is Pushing for an Increase on Shipping Prices This Holiday Season

USPS Is Pushing for an Increase on Shipping Prices This Holiday Season

Saving—

Shipping a gift to a loved one this holiday season could cost a little more than usual. The U.S. Postal Service announced Aug. 25 that it filed notice with the Postal Regulatory Commission regarding a “temporary price change for some package products for the 2026 peak holiday season.” The agency…

10 Vehicles With Discounts Up to $10,000

10 Vehicles With Discounts Up to $10,000

Saving—

Three-day holiday weekends like Labor Day are a great time to find deals on new cars, according to car-shopping experts. According to an Edmunds.com review of the best times to buy a car, shoppers should target three-day holiday weekends because dealerships typically offer steeper discounts to take…

3 Appliances You’re Slowly Killing — and the $4 Fix That Saves Them

3 Appliances You’re Slowly Killing — and the $4 Fix That Saves Them

Saving—

Pull the lid off your coffee maker’s water tank and take a whiff. If it smells a little funky, you’re not imagining things — and you’re not alone. NSF, the independent public-health testing group, ranks the coffee reservoir among the top 10 germiest spots in your home — right up there with the…