Dept Management
President Donald Trump and his administration have made a lot of big promises to improve affordability since taking office. The latest came during Trump’s Feb. 24 State of the Union address in which he floated expanded access to 401k accounts with a funding match for Americans who lack access or…
Tax refunds are the biggest windfall of the year for many American households. And ‘tis the season: Through the week ending Feb. 13, nearly 13 million people had received 2025 federal tax refunds averaging $2,476, according to the IRS. That average refund amount is up 14% from the same time…
As women’s access to education and employment has steadily increased, so has their participation in the economy. However, significant challenges remain that include a wage gap between women and men, along with other barriers women face in growing their wealth. Such challenges can impact women’s ability to save, as well…
Debt settlement companies technically aren’t allowed to charge fees until after lowering a consumer’s debt. But a loophole in the Telemarketing Sales Rule — and a mish-mash of federal and state laws — allows predatory firms the opportunity for exploitation. A growing corner of the $23 billion debt relief industry…
Finance is different for everyone. We all inhabit our own money realities: white people and people of color, Gen Z and baby boomers, high earners and those with lower incomes. Women live in their own financial reality, too. One where the gender pay gap is a force holding back their…
Does your grocery store hike the price of milk during your hurried commute home? Is it raising the cost of ice cream during a July heat wave? Are you seeing “personalized” prices based on your income or shopping history? As technology advances, these scenarios are becoming increasingly realistic. Put simply,…
Key takeaways If your credit card was declined while you were trying to make a purchase, don’t panic — there are several reasons why this could’ve happened, many of which can be resolved quickly. Some common reasons your credit card might be declined include having the card’s credit limit maxed…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…
Key takeaways Credit card companies don’t advertise it, but it’s possible to negotiate your APR with your card issuer. Research your account’s history and terms as well as competing card offers so that you can make an informed argument. Improving your credit score tends to be an effective way…
