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Monkey Business Images / Shutterstock.comAdvertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. Your golden years are here, and you’ve earned them! This is your time to live however and wherever…

Aaron Freeman / Money Talks NewsAdvertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. No doubt you’ve imagined being financially independent: No job necessary, no money worries, no debt and plenty…

wavebreakmedia / Shutterstock.comAlthough May (for Military Appreciation Month) and November (for Veterans Day) are full of advertising about military discounts and freebies, lots of such deals are available 365 days a year. As a veteran, my best advice when it comes to navigating military discounts is always ask. While some…

Jasen Wright / Shutterstock.comAt the risk of sounding like a broken record, the on-demand streaming industry looks a lot different than it did a couple of years ago. Sudden price hikes and policy changes have transformed on-demand streaming into something that feels very cable-esque, to the point where viewers are…

Valeri Luzina / Shutterstock.comAdvertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. One of my favorite financial accounts is the health savings account, or HSA. I’ve been using one for several…

Prostock-studio / Shutterstock.comYou know how to save. Spend less than you earn and put the difference in a safe place. So, why isn’t it always that simple? Well, sometimes it can be. Here are simple tricks that help you fool yourself into saving more. Use them to divert money into…

Nuva Frames / Shutterstock.comAre you cooking for fewer people these days? Once the kids grow up and move out, family meals fall by the wayside. For some reason, it’s just not as much fun to cook for one or two people, and you’d much rather eat out or order in.…

Krakenimages.com / Shutterstock.comAs the temperatures climb, not much is more refreshing than a cool, creamy, fruity drink. But shelling out $5 a pop or more for a small smoothie can put a damper on your relaxed mood. The good news is you can achieve that same level of nirvana without…

Joanne Dale / Shutterstock.comWhere is your nearest state park? More than likely, it’s closer than a national park and equally as enjoyable. State parks feature campsites, cottage rentals, hiking and biking paths, equestrian trails and so much more. With some annual passes, you may even get access to state historic…

Prostock-studio / Shutterstock.comWhat’s the difference between a frugal person and a cheapskate? To paraphrase Oscar Wilde, a cheapskate knows the price of everything and the value of nothing. A cheapskate drags their feet about spending money at all, to the possible detriment of health and relationships. To them, the only…