Mortgages
Images by Getty Images; Illustration by Issiah Davis/Bankrate The average savings account rate can give you a read on the overall interest-rate environment, but it’s not a rate you should settle for. Rather, aim for an annual percentage yield (APY) many times the national average, such as those offered by…
Key takeaways As of June 3, 2026, the average rate for a 30-year, fixed loan was 6.56% — up from the beginning of the year, and only a touch lower than the 2025 average of 6.66%. Looking at the past four decades, the average rate on a 30-year fixed mortgage…
The Wells Fargo Attune℠ Card is no longer taking new applicants as of June 15, 2026, although existing cardholders can still use the card. Those interested in the Wells Fargo Attune℠ Card can check out Wells Fargo Active Cash® Card instead. Key takeaways A credit card trifecta is a set…
Zing Images/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways USDA loans are government-backed mortgages for borrowers buying in specific, eligible rural areas. These loans don’t require a down payment, and they have fairly lenient credit score requirements. Hoewver, USDA mortgages also come with income and loan limits that vary by…
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates inched up this week, with the 30-year fixed rate averaging 6.55%, up from 6.51% last week, according to Bankrate’s latest lender survey. Current mortgage rates Loan type Current 4 weeks ago One year ago 52-week average 52-week low 30-year…
Key takeaways The unbanked have no relationship with traditional financial institutions, while the underbanked use banks but rely heavily on alternative financial services. 4.2% of U.S. households are unbanked and 14.2% are underbanked, according to the FDIC’s 2023 survey. High fees, minimum balance requirements and lack of trust are the…
MoMo Productions/Getty Images Key takeaways Amazon offers multiple payment plans, including Amazon Monthly Payments with no interest or fees, and credit card options for longer payment periods. Flexible payment plans offered by third-party companies, such as Affirm and Klarna, are also available for Amazon purchases. It is important to carefully…
Pekic/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Closing costs are fees and expenses associated with completing a real estate transaction. Both the homebuyer and the seller are responsible for at least some amount of closing costs. Typical closing costs for sellers can include transfer taxes, escrow fees and more.…
Image: Getty Images; Illustration: Bankrate A mixed week for home equity rates. The $30,000 home equity line of credit fell two basis points to 7.43%, according to Bankrate’s national survey of lenders. Meanwhile, the five-year $30,000 home equity loan rose two basis points to 8.12%, its highest level this year.…
Jacob Wackerhausen/Getty Images Key takeaways The 28/36 rule is a rule of thumb banks use to gauge how much house you can afford. Basically, it says you shouldn’t spend more than 28% of your gross income on your mortgage payment. Buying too much house can leave you strapped for cash…
