Investing

Our Dine Brands Activist Bet Is Up 70%. Now Comes The Hard Part.

Our Dine Brands Activist Bet Is Up 70%. Now Comes The Hard PartWhen our firm disclosed an activist stake of roughly 1% in Dine Brands last August, the stock closed at $21.50. It has since risen by approximately 70%. That is clearly encouraging, but it is not why we invested.Share…

Affordability Is A Big Problem. Lower Rates Won’t Solve It

The President’s proposal to cap credit card rates at a maximum of 10% over the next year has gotten a lot of attention in the midst of a national affordability crisis. It’s understandable. Rates are flashy, and it sounds good to talk about bringing them down.  But I’d argue they…

Building Financial Independence For Women Through Financial Literacy

As women’s access to education and employment has steadily increased, so has their participation in the economy. However, significant challenges remain that include a wage gap between women and men, along with other barriers women face in growing their wealth. Such challenges can impact women’s ability to save, as well…

Debt Settlement’s Legal Loophole |

Debt settlement companies technically aren’t allowed to charge fees until after lowering a consumer’s debt. But a loophole in the Telemarketing Sales Rule — and a mish-mash of federal and state laws — allows predatory firms the opportunity for exploitation. A growing corner of the $23 billion debt relief industry…

Dine Brands Talks Shareholder Value: Now Prove It

There is a moment in every activist situation when rhetoric shifts before the numbers do. That moment just occurred at Dine Brands. We have a meaningful holding in the company and have been pushing for accountability for shareholder value on several levels.For the first time in recent memory, management explicitly…

How Do Title Loans Work, And Are They Worth The Risk?

Key takeaways Car title loans are a convenient way to get fast cash if you own your vehicle outright. These loans are risky though, as they use your vehicle as collateral and come with steep borrowing costs. Consider an alternative, like a credit card, personal loan or payday alternative loan,…

Are digital price tags driving grocery price hikes?

Does your grocery store hike the price of milk during your hurried commute home? Is it raising the cost of ice cream during a July heat wave? Are you seeing “personalized” prices based on your income or shopping history? As technology advances, these scenarios are becoming increasingly realistic. Put simply,…