In her half-century on earth, Torry Holmesly has been subjected to neglect, violence, eviction and homelessness. So, if you ask her about what life is like in a banking desert, forgive her for looking at you funny.
And yet, Holmesly, 50, is far from a fool. She knows that not having a nearby and trustworthy bank or credit union has cost her — of savings and peace of mind, of her dream of buying a home and, lately, of avoiding a predatory auto loan.
“The banks would come and they go,” says Holmesly, who moved her two daughters to Azle, Texas, in 2009 after a “church lady” met them at a shelter and helped them find a place to stay.
“I mean, there…
Read the full article at BANKRATE.COM




