Although student loans are advertised as the easiest way to pay for college, they’re actually a huge burden on your financial future. It’s important to plan for your children to…

Vomiting. Loss of appetite. Depression. Shortness of breath. Insomnia. Wanting to keep on driving past work till you reach Mexico. These symptoms describe many Americans’ Sunday afternoon as they stare down a 40-plus-hour workweek. They’re known as the Sunday Scaries.…

What Is COBRA Insurance? – Ramsey

Losing your job or getting your hours cut at work can feel like a punch to the gut—followed by a million panicky thoughts about what you’ll do now. And especially what you’ll do without your health insurance benefit! It’s okay. Plenty of people go through this and you’ll be just…

Which Retirement Plan Is Right for You?

Trying to sort through all of your retirement account options can be a daunting task. You start hearing terms like 401(k) and 403(b) and IRA and all of a sudden you feel like you’re drowning in…

You know that feeling you get when you find $20 in your pocket? Imagine finding $500! And if you can find that kind of money without cutting the budget, that’s even better, right? So, what’s the trick? It’s quick and…

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A single mother in the Hamptons

This essay is part of The New American Home, a series that examines multigenerational houses.After 13 years of marriage, I became a single mom of my two young kids. I knew my life was about to change after my divorce…

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How to Sell a House

6. List Your House and Do Home Showings Listing your house is simple if you’re working with an experienced real estate agent. Your agent will help you get professional photos taken and will get your home listed on multiple platforms…

How to Budget for a House

Becoming a homeowner is super exciting, you guys! There are so many fun decisions to make. City or country? Ranch house or townhome? Fixer-upper or move-in ready? But no matter how you answer those questions, the most important thing is…

How to Create a Home Renovation Budget

So, you’re getting set for a home renovation project. That’s exciting! But you need to be careful. Why? Because it can be really easy for the cost of renovating your house to get out of control. Find expert agents to…

How Much Rent Can I Afford?

Sometimes, renting is a much better option than buying a house. Yep, it’s true! When you’re just starting out after leaving your parents’ house, working hard to get out of debt, or newly married, renting is a great idea. And…

Should I Rent or Buy a House?

Hey, I know it’s tough renting—especially when you’ve been dreaming of owning your own home for years. You might even clench your teeth a little when you see pics of friends standing next to Sold signs. But whether you should…

How to Pay Off Your Mortgage Early

So, you’re eager to pay off your mortgage early? That’s a great financial goal to set for yourself! Not only is there huge freedom in being completely debt-free and living in a paid-for house, but it’s also a great way…

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Am I Ready to Buy a House?

Ever heard someone say everyone should buy a house? Or that renting is a lot like flushing a whole bunch of money down the toilet every month? Yeah, we’ve heard…

How to Save on Your Electric Bill

Between the washer, the dryer, the fridge, the dishwasher, the soothing salt lamp and all our plugged-in devices, we use a lot of energy every day. In fact, Americans spend an average of $142.26 on electricity per month, or $1,707.12 per year.1 The good news? You…