Key takeaways You typically cannot return a car unless the dealership has a return policy. To avoid being in a position where you need to return the car, research the history of the vehicle and the dealership’s policies. If you…

What to do if you’re an American in the Middle East right now

Americans in many Middle Eastern countries have been advised to shelter in place after the US and Israel launched strikes against Iran on Saturday.The US Department of State Consular Affairs and related embassies posted on X that US citizens in countries including Iran, Bahrain, Jordan, UAE, Qatar, were advised to…

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Business & Startup

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How To Get A Business Loan With An LLC

Key takeaways An LLC has access to some small business loans that are designed specifically for funding a variety of business expenses. LLC loans can be used for many things, including working capital, covering start-up costs, equipment or inventory purchases,…

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What Is A 7/1 Adjustable-Rate Mortgage (ARM)?

Key takeaways A 7/1 ARM is a type of adjustable-rate mortgage (ARM) that has a fixed interest rate for the first seven years, then a variable rate that changes yearly until the end of the mortgage term. The initial fixed…

How Long Does It Take To Increase Your Credit Score?

Hispanolistic/Getty Images Key takeaways The time it takes to raise your credit score depends upon the reason(s) that your score is lower in the first place. The longer your accounts are open and in good standing, the better it will…

The Easiest Personal Loans to Get: 2025’s Top Options

Key takeaways If you need money now but can’t get a loan, products like emergency loans and payday loans may be appealing. These options may come with higher interest rates and shorter repayment timelines than a standard personal loan. Payday…

Here’s how much firefighters make in every US state

Every day, firefighters in communities across the US risk their lives responding to emergencies. And in the age of worsening wildfires driven by the climate crisis, their jobs have become more important than ever.So how does pay correlate to such…

First-Time Homebuyer Loans And Programs

Morsa Images/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Many first-time homebuyer programs operate at the state level, through a state housing finance agency. Others are federal, and some are offered through nonprofits or employers. To qualify for a first-time homebuyer…

Inside Block’s AI push that ended in pink slips

In the months before Block CEO Jack Dorsey laid off 40% of staff on Thursday, workers were embracing AI tools in what one called an almost “celebratory” way.Dorsey and other company leaders had made no secret of their interest in…

How To Calculate Interest On A Car Loan

Westend61/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Before signing off on an auto loan, crunch the numbers to ensure you can afford your new set of wheels. To find how much you’ll spend on interest, use an auto loan calculator,…

Is Prepaying Your Mortgage A Good Decision?

Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways When you prepay your mortgage, you pay extra toward the loan principal. This helps you pay your loan off sooner and save money on interest. There are many ways to prepay…

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The 10 Largest Credit Unions In The U.S.

While the top ten largest credit unions still hold significantly less in assets than even the top five largest banks, they have been growing considerably in recent years.  Just within…

The Average Savings Account Balance In The U.S.

Key takeaways The median American has $8,000 in transaction accounts (savings, checking, money market), while the average balance is $62,410 as of 2022 Federal Reserve data. Only 46% of U.S. adults have enough emergency savings to cover three months of expenses, according to Bankrate’s…