Student Loan Default: What It Is and How to Get Out

Taking out student loans to pay for college seemed like a great idea at the time (hey, everyone was doing it!). But now you’re out of school and struggling to make your loan payments. Maybe you’ve already defaulted on your student loans—or it’s just a matter of time before you…

Hey, we’re not going to geek out on accounting terminology, but to understand tax liability, it’s helpful to be familiar with two basic accounting terms: assets and liabilities. Assets are things you own—think money, property, your collection of obsolete cell phones. Liabilities are…

Can I Deduct Medical Expenses? 

Medical expenses can add up fast. If you’re wondering if you can deduct medical expenses from your taxes, the short answer is: maybe. Get expert money advice to reach your money goals faster! There are a few key things to…

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Car Depreciation: How Much Is Your Car Worth?

Buying a new car is quite the adrenaline rush. But the second you drive your shiny new vehicle off the lot, it’s like lighting a stack of hundred-dollar bills on fire. Why? Depreciation. Get expert money advice to reach your…

What Is Direct Deposit? How It Works & Benefits

Key takeaways Direct deposit allows your employer to electronically send your paycheck directly to your bank account. Many banks offer perks for direct deposit customers, including waived monthly fees, early paycheck access and higher interest rates on savings accounts. You…

What Is Credit Karma? – Ramsey

In case you haven’t heard, the Mint budgeting app is shutting down. And their users are being asked to move to . . . Credit Karma. But if you’re a Mint user who thinks you’ll be able to keep budgeting…

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Why We Built EveryDollar – Ramsey

Every money goal starts with a budget. And that’s where EveryDollar comes in! EveryDollar’s been helping people budget and take control of their money since 2015. But our story began…

How to Use Budget Reports

If you want to move forward financially, your current money habits need to line up with your future money goals. But it can be hard to know if you’re on the right track. That’s why we created custom budget reports inside EveryDollar—to help you stay…