When trying to calculate exactly how much time they need to save for, many retirees make a critical mathematical error. They look at the U.S. average life expectancy of 79 years and assume their money will only need to last…

The Cheapest Day to Buy Gas in Every State — and the Most Expensive

Filling up your car is a routine expense you cannot avoid, but you can control when you swipe your card. Timing your station visits based on the day of the week yields noticeable savings over time. A recent analysis by GasBuddy reviewed daily fuel prices across the country over the…

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Business & Startup

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How To Get A Business Loan With An LLC

Key takeaways An LLC has access to some small business loans that are designed specifically for funding a variety of business expenses. LLC loans can be used for many things, including working capital, covering start-up costs, equipment or inventory purchases,…

Markets

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The Red Lobster Clawback

On a recent Friday night in Times Square, a pair of 25-year-old tech-finance bros sat in a booth at Red Lobster, sharing a lobster tail…

Investing

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Pros And Cons Of Credit Unions

Key takeaways Credit unions typically offer higher rates on savings and lower rates on loans compared to traditional banks. Membership is required and may have specific eligibility requirements based on location, employer or affiliation. Your deposits are federally insured up…

Best Construction Loan Lenders In 2026

Images by Getty Images; Illustration by Hunter Newton/Bankrate A construction loan is a short-term, high-interest loan used to finance the construction of a home. Funds are paid out in phases over the course of construction and typically cover land, materials,…

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Mortgage Rates Remain Near Three-Year Low

Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates ticked up slightly this week, with the 30-year fixed rate averaging 6.10%, up from 6.09% last week, according to…

Modest Shifts Leave Home Equity Rates Largely Steady

Image: Getty Images; Illustration: Bankrate A mixed performance for home equity rates this week, holding near their lowest levels in about three years. The $30,000 home equity line of credit rose one basis point to 7.32%, according to Bankrate’s national survey of lenders. Meanwhile,…