STUDY SUMMARY 40% of workers say their employers do not provide any type of retirement or financial education. Seven out of 10 workers who have zero retirement savings do not have access to any retirement education from their employers. Employers…

Today’s Retirement Crisis – Ramsey

STUDY SUMMARY 53% of working Baby Boomers who aren’t currently saving for retirement have no plans to save. Just 9% of middle-income workers save 15% or more of their income for retirement. Men are nearly twice as likely as women to have saved $250,000 for retirement. Downloads Have questions about…

Money, Marriage, and Communication – Ramsey

STUDY SUMMARY Money is the number one issue married couples argue about. 86% of couples who got married in the last five years started out in debt. The higher a couple’s debt burden, the more likely they are to argue about money. Couples in healthy marriages are much more likely…

We’ve all seen them. Bright yellow and red signs with promises of instant cash to help you get to payday. And all you have to do is sign over your dignity and any leftover hopes of being financially stable in…

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Megan Fox and Amanda Seyfried in "Jennifer's Body."20th Century FoxThis month, you can stream 2000s classics like “Jennifer’s Body” and “Hitch.”There are also horror-thrillers like…

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Compute is destiny. Google just proved it.

Sam Altman likes to say that compute is destiny. This week, Google proved him right. Loading audio narration… After the latest round of Big Tech earnings, Google’s stock jumped 10%, while Meta, Microsoft, and Amazon either fell or stalled. If…

Investing

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What Is Financial Planning? – Ramsey

As the old saying goes: Those who fail to plan, plan to fail. And we want you to succeed. That’s why we believe financial planning is so important. It can be the difference between just scraping by and reaching the goals that…

What to Look for During the Open Enrollment Period

Open enrollment—it’s one of the most important seasons of the year. Unfortunately, it doesn’t come with pumpkins or presents—mostly just confusion. But don’t worry. We’ll go over everything you need to look for during the open enrollment period so you…

Social Security Tax Thresholds for Retirement Income

Social Security benefits can be taxed at the federal level depending on your total income in retirement. Whether you owe taxes on your benefits, and how much, depends on very old data. The IRS uses income thresholds set decades ago…

10 Budgeting Myths You May Be Falling For

You’ve probably heard a lot of trash talk about budgeting over the years. Or maybe you tried budgeting in the past and didn’t stick with it each month. But don’t judge budgeting until you hear us out! Having a budget…

Who Pays Property Taxes on a Land Contract? Rules and Examples

Land contracts can offer a path to homeownership without a traditional mortgage, but the financial responsibilities involved are not always straightforward. Property tax obligations in particular depend on how the contract is structured, and misunderstanding them can lead to serious…

House Hunting: Everything You Need to Know

If you think house hunting is like searching for the perfect show to binge on Netflix, you’re not alone. More than half of home buyers say finding the right home is the most challenging part of the home-buying process.1 But you…

14 of the best legacy sequels — and 6 of the worst

The original trilogy of Spider-Man films concluded in 2007, with Tobey Maguire’s version of the web-slinger burying his best friend, Harry, and potentially reconnecting with his love, Mary Jane Watson (Kirsten Dunst). There was supposed to be a fourth movie, but…

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Gazelle Intensity: Do You Have It?

Gazelle intensity. You’ve heard the phrase tossed around, but do you know what it means?  While it might sound like something that only National Geographic would care about, we promise…