Investors are people or entities that risk their money in various financial assets or ventures with the expectation of earning a return, which they may or may not realize. Here’s what you need to know about what an investor does,…

Key takeaways Commercial truck loan rates can range from 6 percent to 35 percent or higher You might find favorable loan terms like no down payment from specialized commercial truck lenders Consider SBA loans for semi-truck financing, especially the 504…

Rido / Shutterstock.comA solid financial plan doesn’t happen accidentally—it requires the right guidance, smart decisions, and a clear strategy. That’s where a financial advisor comes in. However, not all advisors take the same approach, and their recommendations should align with…

Oleksandra Yagello/Getty Images The average credit card interest rate is 20.10 percent, down from a record-high 20.79 percent set on Aug. 14, 2024. Current credit card interest rates 3-month trends Variable 2/19/2025 20.09% 2/12/2025 20.10% 2/05/2025 20.13% 1/29/2025 20.12% 1/22/2025…

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American Express® Business Line of Credit vs. Fundible

Key takeaways American Express® Business Line of Credit and Fundible both offer business lines of credit Choose American Express® Business Line of Credit if you have fair-to-excellent credit and want a line of credit Choose Fundible if you have poor…

Debt vs. Equity Financing | Bankrate

Key Takeaways Equity financing involves selling company shares in exchange for investor funding Debt financing means borrowing money from a lender that you pay back…

gesrey/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Working capital loans are short-term loans used for expenses like payroll, rent and utilities Working capital loans…

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Do financial wellness apps offer a sign on bonus?

Financial wellness apps offer tools to help you manage your finances, save and reach your financial goals. Among the many features these apps offer, sign-on bonuses stand out as a way to attract new users. But how do these bonuses…

10 Devastating Ways Trump’s Presidency Might Kill the American Dream

karen roach / Shutterstock.comThe American Dream—once defined by homeownership, financial stability, and a secure future—has always inspired millions. But under Trump’s presidency, shifting economic policies and corporate favoritism may make that dream unattainable. Deregulation, rising costs, and a shrinking middle…

8 Financial Takeaways From the Hottest Netflix Shows

MAXSHOT.PL / Shutterstock.comNetflix isn’t just for entertainment—it’s packed with unexpected financial lessons! From the high-stakes risks in Squid Game to the lavish spending in Selling Sunset, today’s hottest shows reveal smart (and not-so-smart) money moves. Whether it’s avoiding scams, managing…

What to Do If Your Life Insurance Company Denies A Claim

Key takeaways Life insurance claims can be denied for reasons like missed payments, inaccurate information or policy exclusions. Knowing these risks upfront can help you avoid unpleasant surprises. If you misrepresent details about your health, job or risky hobbies, your…

Should You Apply For Multiple Credit Cards?

Key takeaways Owning multiple credit cards can help you earn rewards on a variety of spending categories and be good for your credit utilization ratio. The key, though, is to apply strategically and wait a few months in between applications.…

what’s changed ~ Credit Sesame

Credit Sesame explains the new tax rules for 2024 and how they may impact your tax bill, deductions, and tax credits. Tax laws evolve every year, and 2024 is no exception. Understanding the latest updates can help you maximize your…

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