Key takeaways Verify you’re on legitimate bank websites and apps before entering login information — hackers create convincing fake sites to steal credentials. Use strong, unique passwords for each financial…
Photo courtesy of Karen Bennett; Illustration by Hunter Newton/Bankrate Currently, you can lock in annual percentage yields (APYs) on certificates of deposit (CDs) at and slightly above 4% with many…
Key takeaways When selecting the best bank account for kids, prioritize accounts with no monthly maintenance fees or minimum balance requirements to maximize savings. Choose accounts that offer parental controls and educational tools so you can help guide your child’s…
The Justice Department’s long-awaited release of the Epstein files on Friday offered a deeper look at the jet-setting lifestyle of the late sex offender and financier Jeffrey Epstein — but few major revelations.The data dump included thousands of files, mostly…
2025-12-20T10:59:01.216Z Share Copy link Email Facebook WhatsApp X LinkedIn Bluesky Threads lighning bolt icon An icon in the shape of a lightning bolt. Impact Link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become…
My daughter-in-law called me recently to ask about Secret Santa. She was wondering if everyone would get involved, if I had any thoughts on stocking stuffers, and if there was anything in particular I might want, other than the Costco-sized jar of peanut M&Ms I had mentioned about 1,000 times.My…
In 2017, I moved from Los Angeles to Panama to teach English.My first year in the country was filled with excitement. I was based in Panama City, and I found it easy to make friends through the many dance classes and meet-ups.My social life felt full, and most weekends were…
Dating is difficult at any age. Dating when you have a child is complicated. But, when you decide to date after the passing of your partner, there’s even more to…
When I got long COVID, I moved back in with my parents. I slowly settled into life back at home for the first time in eight years and had a…
Since 2018, the year his debut studio album dropped, Bad Bunny’s upward trajectory has appeared unstoppable. He’s released hits with Cardi B, J Balvin, Drake, Dua Lipa, Travis Scott, and The Weeknd. In 2022, “Un Verano Sin Ti” became the…
SantaCon.Reuters/Peter NicholisEvery country has its own Christmas traditions.The US is no different, and there are many American traditions that baffle the rest of the world.Hiding a pickle ornament and drinking eggs are some of the most interesting US Christmas traditions.Christmas…
The author's grandma was a perfectionist.Courtesy of the authorMy grandmother's terminal cancer diagnosis taught us both to let go of perfectionism.Her lifelong pursuit of order and perfection shaped our family's habits and expectations.Facing illness, she embraced acceptance and inspired me…
When my kids were little, we embraced the magic of Santa Claus. Christmas morning meant lots of presents to unwrap, some from mom and dad, and plenty from Santa. Still, we valued giving our kids experiences, as well. When grandparents…
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This as-told-to essay is based on a conversation with Spencer Penn, the 33-year-old founder of LightSource, who lives in San Francisco. It’s been edited for length and clarity.I moved to California 10 years ago, back when Tesla was a boutique…
Tasha Huo and I don’t make it a minute into our conversation before we start gushing about wizards — and that’s how I know I’m…
Updated 2025-12-19T16:36:46.759Z Share Copy link Email Facebook WhatsApp X LinkedIn Bluesky Threads lighning bolt icon An icon in the shape of a lightning bolt. Impact…
Business & Startup
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Key takeaways To discover the total business loan cost, calculate the loan’s principal and interest over the repayment term to figure out the monthly repayment. A short repayment term can lower interest, but long terms have manageable payments. Use a…
kate_sept2004/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways SBA 7(a) loan rates range from 10.50% to 15.50%, depending on whether it’s a fixed or…
Key takeaways Alternative lending offers accessible eligibility requirements to help you get funding even with subprime credit or finances. Many alternative lenders don’t restrict how…
Markets
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David Chatman, 51, is filing for bankruptcy.One reason? His monthly student loan payments are projected to jump from $86 to $689 now that President Donald Trump has moved to end the income-driven repayment plan Chatman was on.The SAVE plan, created…
Google has advised some employees on visas not to travel outside the US due to delays at embassies, Business Insider has learned.The company’s outside counsel…
2025-12-20T05:05:01.220Z Share Copy link Email Facebook WhatsApp X LinkedIn Bluesky Threads lighning bolt icon An icon in the shape of a lightning bolt. Impact Link…
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Verizon is teaming up with ForgiveCo to clear $10 million in consumer debt for more than 6,500 North Carolinians impacted by Hurricane Helene. The communications company said the debt relief campaign is aimed at assisting with the ongoing recovery following…
Annual inflation increased to 3% in January, rising above expectations and giving the Federal Reserve further reason to slow down interest rate cuts. Inflation increased 0.5% monthly, slightly exceeding expectations and above the previous month’s increase of 0.4%, according to…
The Internal Revenue Service has doled out millions of tax refunds amid the ongoing 2025 tax filing season. More than 8 million tax refunds have gone out during the 2025 season as of Feb. 7 and, according to the IRS,…
Balances for 401(k) retirement accounts hit the “second-highest average on record” in the final quarter of 2024, according to new data from Fidelity Investments. The financial services company found in its newly-released fourth-quarter retirement analysis that balances for that type…
There’s good news for potential homebuyers: mortgage rates continued to trend down this week. In January, rates hit 7.04%, the highest level since last May. This week, however, 30-year rates dropped to 6.76% for fixed-rate mortgages, according to Freddie Mac.…
Annual inflation increased to 2.8% in February, an unexpected decline from 3.0% in January, according to the Consumer Price Index (CPI) released by the Bureau of Labor Statistics (BLS). Inflation increased 0.2% monthly after rising 0.5% the previous month. Core inflation,…
Retirement nest eggs and Social Security benefits are key sources of funds for many Americans as they live out their golden years in the state of their choosing. A recently-released study from GOBankingRates looked at the financial runway that retirees would…
It isn’t always easy to save for retirement, in part because for many people it is so far away that there’s no sense of urgency.New research suggests a solution: Make the future feel closer.”People struggle to save for the future,…
Should Congress members and their spouses be allowed to trade stocks? Some members are pushing for a vote on a stock ban, and they're confident the bill will pass if it makes it to the floor.Read the original article on…
The Federal Reserve just met to discuss the possibility of interest rate cuts. This time around, the Fed decided to extend the rate pause, leaving rates in the 4.25% to 4.5% range. The decision came due to stable economic activity…
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Nike’s grip on China’s sneaker market is slipping.Once a status symbol among Chinese consumers, analysts say it’s increasingly losing cultural relevance even as its products remain innovative.The sportswear giant’s stock…
More savers are embracing the tax-advantaged accounts, and many will contribute leading up to tax day. Young savers are flocking to Roth IRAs. They are taking the advice of parents, workplace…
On Thursday, the White House announced that the board had “unanimously” voted to change the name from the Kennedy Center to the Trump Kennedy Center, and the website was updated…
As Generation X continues getting closer to retirement, some have less than rosy views about their retirement prospects, according to a recently released nonprobability-based study from Fidelity Investments. Fidelity Investments…
David Prado Perucha / Shutterstock.comIf you’ve been enjoying the golden age of high-interest savings, consider this your final boarding call. The Federal Reserve concluded its final meeting of 2025 on…
The Chan Zuckerberg Initiative is no longer funding a pro-immigration group that Mark Zuckerberg cofounded over a decade ago.It’s the latest change for the organization amid the Meta CEO’s public rightward shift since President Donald Trump was reelected. CZI, the philanthropic organization founded by…
