Key takeaways
Credit card companies don’t advertise it, but it’s possible to negotiate your APR with your card issuer.
Research your account’s history and terms as well as competing card offers so that you can make an informed argument.
Improving your credit score tends to be an effective way to wrangle a lower interest rate, but you can also inquire about the issuer’s hardship programs.
If you have a credit card, you have a relationship with your card issuer. Your card issuer values that relationship and wants to keep it. There are many types of offers your issuer can make to ensure you stay (and don’t default on your debt), but it won’t…
Read the full article at BANKRATE.COM
