Personal Finance

Save 10% Sitewide during Petco’s Memorial Day Sale

Pet parents, this is your sale! Petco has unleashed new deals for Memorial Day 2026, with 10% savings sitewide with code SUMMER10. Now through Memorial Day, Monday, May 25, shoppers can get deals on new pet gear, supplies and toys — saving on almost everything for cats, dogs, fish, small…

Take Advantage of Food Freebies, Deals

Memorial Day is coming up, and restaurants across the country are offering deals. This year the federal holiday will fall on May 25, giving some a long weekend. Memorial Day, which takes place annually on the last Monday of May, is a “day of remembrance,” according to the Wounded Warrior…

With Summer Near, What’s the Best Temperature to Set Your Thermostat?

With summer just around the bend, AC units are already abuzz. But as outdoor temperatures rise, what is the best temperature setting for the thermostat during the warmer months? And what are some ways to keep the ever-growing electricity bill down? The U.S. Department of Energy recommends keeping indoor temperatures…

Could Trump’s Latest Rollback Actually Lower Your Grocery Bill?

Will a Trump administration rollback of refrigerant rules for grocers result in lower prices for shoppers? Probably not in a big way, two professors say. On May 21, the Trump administration overhauled two Biden-era Environmental Protection Agency rules for refrigerants and said the action would lower grocery costs for consumers.…

Car Insurance Is Expensive. Here Are 10 Tips for a Lower Premium.

American consumers seem to be spending a little more on everything lately. On auto insurance, they are spending a lot more. Auto insurance premiums rose by about two-thirds from April 2020 through April 2026, according to federal data. The average American motorist paid $2,638 for full-coverage insurance in 2025, Bankrate…

Property Tax Rates By State

Key takeaways Property taxes are an important part of your budget and account for a large portion of homeowner costs. State laws and local municipalities assess property to determine its tax burden, usually on an annual basis. Exemptions and assessment appeals may be useful if you need to reduce your…

What Are Instant Loans and How Do They Work?

JGI/Tom Grill/Getty Images Key takeaways Instant loans are quick, but they often come with extremely high fees and predatory terms. Consider alternatives, like debt negotiation or a bad credit loan, before turning to instant options like payday loans. Review any loan contract carefully to ensure you understand the terms and…

What Is A Bad Credit Personal Loan? Here’s What To Know

elenaleonova/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Bad credit loans typically have higher interest rates and fees, so it’s important to calculate the total borrowing cost before accepting an offer. Many lenders consider factors beyond your credit score, including your income, employment history and debt-to-income ratio. Legitimate lenders won’t guarantee…

10 Custom Streaming TV Bundles to Replace Cable and Fit Every Budget

pics five / Shutterstock.comOn a whim, I tallied up the monthly payments for all the streaming TV services I currently get free through my job at CableTV.com. My calculator spat out a shocking figure: $619.28. While cleaning up the coffee I spit out, I thought, What if I had to…

What Is a No-Credit-Check Loan?

Key takeaways No-credit-check loans target borrowers with poor credit or limited credit history. These loans often carry sky-high interest rates, often exceeding 100% APR. Heavy origination fees and front-loaded interest can quickly outpace your ability to repay, making no-credit check loans a strict last resort. If your credit score is…