Personal Finance

Why Are Ordinary Americans Investing in Gold? And Should You Follow Suit?

Gold is no longer a niche asset tucked away in central bank vaults or elite family offices. Today, ordinary Americans are increasingly purchasing the metal through exchange-traded funds, coins, digital platforms, and mining stocks to protect their hard-earned cash. That widespread access is useful. However, it can also be dangerous…

Is It Disloyal to Leave a Supportive Company? Ask Johnny

Johnny C. Taylor Jr. tackles your workplace questions each week for USA TODAY. Taylor is president and CEO of SHRM, the world’s largest trade association of human resources professionals, and author of “Reset: A Leader’s Guide to Work in an Age of Upheaval.” Question: My employer supported me during a…

Roofers Warn About the Gutter Guard Myth That Rots Your Fascia

You want to protect your home, and the pitch is incredibly seductive. A salesman stands in your driveway and promises that if you write a check for $3,000 today, you will never have to climb a ladder again. They tell you their patented helmet or reverse-curve system uses liquid adhesion…

The 8-Step Savings Roadmap I Wish My Parents Had

My parents followed all the traditional rules, and it almost cost them their retirement. It is painful to watch hardworking people struggle because they missed simple opportunities. I realized they didn’t need more hard work; they needed a better plan. We identified the exact checkpoints that make the difference between…

Dad’s Viral Chick-fil-A Menu Order Can Feed 5 for

A dad’s money-saving Chick-fil-A order has gone viral and racked up millions of views online after he revealed how his family of five eats at the fast-food chain for less than $45. Jeff Johnson, a pastor and podcaster, shared the budget-friendly order in a social media video, saying his family…

Trump Says Walmart Will Lower Prices on Ground Beef, Other Items

President Donald Trump said in a July 6 Truth Social post that Walmart would lower prices on a range of products, including ground beef. “This is a huge deal for the many millions of Americans who, smartly, shop at Walmart, which is a truly patriotic Company who loves the U.S.A.,”…

How to Make Your Money Last Decades Longer (Without Getting a Job)

The math on retirement has changed, and it is making a lot of people nervous. You watch the grocery bill climb and your account balance drop, and the panic sets in. The question keeps keeping you up at night: Is this money actually going to last? For many, the knee-jerk…