Personal Finance
Here’s what happens when you dispute a credit card charge
You have 60 days from your credit card statement date to dispute a charge. After that, the protection disappears. If you’ve ever spotted a charge you didn’t recognize and done nothing about it, here’s what you missed, and what to do next time. What qualifies as a dispute Not every complaint about a…
How Mezzi Uncovered Over $300,000 In Hidden Stock Exposure
This summer, my new AI investment advisor, Mezzi, discovered roughly $300,000 of hidden stock exposure in Google I didn’t know I had. It sounds a little absurd, given the amount. But I’ve been investing in Google for over 15 years, and with a complicated net worth it’s hard to track everything…
7 Ways to Unclog Almost Any Drain Without Calling a Plumber
A slow, gurgling drain doesn’t mean it’s time to call a plumber. It means it’s time to roll up your sleeves. Snaking a drain runs $125 to $360 if you hire a plumber, with a national average around $250, according to Forbes Home. Most clogs never need that. They clear with a few basic tools
Five money mistakes Americans make in their 30s and 40s: expert
Americans are facing mounting financial pressure, but even small changes to everyday habits could make a major impact on long-term wealth, one expert says. Nearly three-quarters of Americans failed to meet their savings and spending goals last year, according to a Vanguard consumer survey…
A Letter From Your Medicare Plan Is Coming This Month — Ignore It and It Could Cost You Thousands
Sometime this month, an envelope from your Medicare plan will land in your mailbox. It’s thick. It’s dull. And most people toss it on the pile with the catalogs. That’s a mistake that can cost you real money — hundreds, sometimes thousands of dollars — and you won’t find out until you’re checking…
Gen X can’t retire on time as inflation outpaces wages, survey finds
For the generation that should be in its “peak savings years,” the prospect of retiring on time has shifted from a plan to a prayer. A newly released Employee Financial Wellness Survey by PwC found that nearly 50% of Gen X employees are pushing back their retirement dates, citing stagnant wages…
Best and worst states for retirement affordability revealed
Americans of all ages are facing affordability concerns, with retirees on fixed incomes in particular feeling the strain – though where they choose to live in their golden years has a big impact on their ability to live comfortably. A study by MoneyLion analyzed the monthly savings needed to retire…
Why your 401(k) target date fund could be limiting growth potential
You might think that finding the money to contribute to your 401(k) is the hardest part of saving for retirement. But choosing the right investments can also be challenging. For this reason, many 401(k) savers take the easy way out and let their money land in a target date fund. A good 61% of 401(k)
Social Security trust fund to run out by 2032, new report warns
The clock is ticking faster for American workers and seniors. The Social Security Administration’s newly released 2026 Trustees Report confirms that the federal retirement safety net is less than seven years away from fiscal depletion, as the Old-Age and Survivors Insurance (OASI) trust fund will…
401(k) required minimum distributions could push you into higher taxes
For working Americans with access to a 401(k), there’s perhaps no easier way to save for retirement. You tell your employer how much money you want to contribute per year or per pay period, and that money gets deducted from your paychecks accordingly. Plus, if you’re lucky, you may not only have…