Personal Finance
FICO to include buy now, pay later data in new credit score models
FICO said on Monday that it is going to incorporate buy now, pay later (BNPL) data into credit scores as the payment method surges in popularity. The FICO Score 10 BNPL and FICO Score 10 T BNPL will be the first credit scores from a leading credit scoring provider to incorporate this data. FICO said
Americans now say $2.3 million net worth makes you wealthy, survey finds
The average net worth that Americans feel is needed to qualify as wealthy has surprisingly declined, compared to last year, though it is still an eye-popping figure, Charles Schwab found. The financial services company said in the latest edition of its “Modern Wealth Survey” that Americans now view…
20 Great Part-Time Jobs for Retirees
PanuShot / Shutterstock.com For myriad reasons, many seniors and retirees are staying in or jumping back into the job world. According to the U.S. Bureau of Labor Statistics, 19.1% of people 65 and older participated in the labor force in 2025. That number has been increasing since hitting a low…
AI financial advisers may soon outperform humans in wealth management decisions
For decades, Americans were given the same advice about money: Find a good financial adviser. Trust the person, not just the process. That model worked when markets were simpler, tax laws changed more slowly, statements arrived quarterly and financial decision-making wasn’t so complex. But today…
Jobs market may determine if credit scores continue declining in 2026
A strong credit score can be the key to major financial purchases and affordable loans, but some states saw notable declines that created a “perfect storm” for Americans’ wallets, according to a credit repair expert. On Thursday, WalletHub released its list of the states with the largest credit…
Tax-efficient Diversification Techniques | Fox Business
Investors are increasingly focused on not just how they invest their money but also how they can optimize their after-tax investment outcomes. Allspring Global Investments is dedicated to helping investors navigate the evolving tax and estate planning landscapes. Concentrated stock positions can…
Teachers Can Get a Free Coffee on Wednesday: Here’s How
Teachers looking for a little midweek boost should look no further than Scooter’s Coffee. The coffee chain is giving teachers a free medium drink on Wednesday, Sept. 9, at all locations nationwide, the company announced on Sept. 8. “It’s our way of kicking off the school year and saying ‘thank you’…
ETFs or mutual funds? How to choose in today’s market
As more Americans take a hands-on approach to their finances, many are weighing whether to invest in exchange-traded funds (ETFs) or mutual funds. Both offer a simple way to build a diversified portfolio of stocks or bonds, and at their core, the two investment vehicles are very similar. But key…
20 Best Companies With Flexible Jobs for Seniors and Older Workers
Editor’s Note: This story originally appeared on FlexJobs.com. Big-name companies like Home Depot, Merck, and Verizon offer flexible jobs for seniors and older workers, but they’re just a few of many age-friendly employers. Flexible work helps older professionals keep earning, protect their health…
841,000 Americans Can’t Be Wrong, or Can They?
In 2024, around 841,000 workers filed for Social Security at age 62, the earliest and most common age Americans choose to start. This is an expensive age to file. A worker whose full retirement age is 67 gives up as much as 30% of the monthly payment by claiming five years early. Whether that is