Personal Finance

The IPO Quiet Period Explained: What Anthropic Can And Cannot Say

Ever since graduating from business school in 2006, one of my favorite ways to learn is through case studies. And there’s no better case study for understanding the IPO quiet period than Anthropic’s upcoming IPO. Anthropic is expected to publicly file its IPO prospectus after Labor Day, with a listing…

Sales Tax vs. Use Tax: Definitions and Examples

Most people are used to seeing sales tax on a receipt, but not every purchase includes it. When it doesn’t, you may still owe tax on that purchase through what’s called a use tax. This comes up most often with online shopping, out-of-state purchases and private sales. Understanding the difference…

Federal Tax vs. State Tax: Definitions and Examples

Most people see taxes come out of their paycheck without thinking much about where the money goes. Federal taxes follow one set of rules no matter where you live, but state taxes vary widely depending on your location. Some states have no income tax at all while others take a…

Think Walmart Has the Cheapest Groceries? These 6 Stores Are Actually Cheaper

We’ve been conditioned to believe Walmart is the undisputed king of low prices. But if you’re automatically driving to Walmart every Sunday to fill your fridge, you’re leaving serious cash on the table. According to a February 2026 pricing study conducted by Consumer Reports, Walmart isn’t the cheapest place to…

How Paying Off Your Mortgage Early Can Affect Your Taxes

Paying off your mortgage early saves you money on interest but it can also change your tax situation. Once the mortgage is gone you lose the mortgage interest deduction, which may reduce the total amount you can itemize on your tax return. That could mean a higher taxable income than…

Taco Bell’s New Dessert Taco Has Churro-Flavored Ice Cream

The menu at Taco Bell just got a lot cooler because the ice cream taco is back, but only for a limited time. Ice cream tacos have been a hit for the Mexican-inspired fast-food chain and Portland, Oregon-founded ice cream company Salt & Straw. Last year, they teamed up on…

Tax Credits and Deductions for Home Improvements

Home improvements can make your home more comfortable, raise its value and lower energy costs over time. Some projects may also qualify for tax credits or deductions. These tax breaks can reduce what you owe when you file your taxes. In other cases, the cost of improvements can increase your…

Target Beauty Studios Debuting This Month With Exclusive Offers

Target’s new Beauty Studios will debut at stores across the country this month. What Is Target Beauty Studio? The new in-house concept is described as a “reimagined beauty destination featuring an expertly curated assortment of more than 1,600 products from 90 prestige, emerging and global brands — most new to…

What Is the IRS Penalty for Failing to File a Tax Return?

Missing a tax filing deadline can feel like a minor slip, but the financial consequences can snowball quickly. The IRS imposes strict penalties on taxpayers who fail to file on time, and those penalties grow with every month that passes without action. Knowing how these penalties work, whether you owe…