Personal Finance

Want A Lower Credit Card Interest Rate? Just Ask

Key takeaways Credit card companies don’t advertise it, but it’s possible to negotiate your APR with your card issuer. Research your account’s history and terms as well as competing card offers so that you can make an informed argument. Improving your credit score tends to be an effective way…

How to Get the Freebie

Insomnia Cookies is giving away 30,000 cookies for the back-to-school season. Through Sept. 14, Insomnia Cookies is offering free six-packs of classic cookies to incoming college freshmen, students slated to graduate in 2030. The deal requires no purchase or promotional code. Freshmen just need to sign up for Insomnia Rewards…

9 Ways It Changed the Way I Shop

Ever wondered how grocery store employees shop for themselves? After earning a degree in nutrition, I worked at a food co-op for four years. After that, I served as a team leader at Whole Foods for more than eight years. Though I pivoted careers nearly a decade ago, the tips…

Viral Video Ignites Shake Shack Pricing Debate

A customer’s claim that non-tippers are drawing the short straw at Shake Shack has recently gone viral. B.D. Powell wondered whether his wife’s theory about the chain adding a surcharge to every individual item ordered by a non-tipping customer would hold any water. The couple decided to put it to…

Comparing the Toyota RAV4 and Honda CR-V

Following Toyota’s decision to discontinue the gas RAV4 powertrain, the 2026 Toyota RAV4 will be offered only as a standard small hybrid SUV. One of its fiercest rivals is the 2026 Honda CR-V Hybrid. Both Japanese automakers produce practical family SUVs that deliver solid gas mileage thanks to electric motors.…