Personal Finance

The Red Car Myth and 7 Other Things You Don’t Know About Car Insurance

The Red Car Myth and 7 Other Things You Don’t Know About Car Insurance

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You probably know your driving record affects what you pay for car insurance. That makes perfect sense. However, there are other factors at play that are not so obvious. Join over 10 million drivers who have stopped overpaying by comparing rates with Insurify. It takes minutes to check, and it…

Is Labor Day the Last Best Time to Get a Great Deal on Buying a Car?

Is Labor Day the Last Best Time to Get a Great Deal on Buying a Car?

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Three-day holiday weekends like Labor Day are a great time to find deals on new cars, according to car-shopping experts. According to an Edmunds review of the best times to buy a car, shoppers should target three-day holiday weekends, like the upcoming Labor Day weekend, to find deals on new cars…

Costco Has Ended This Online Service Without Notice

Costco Has Ended This Online Service Without Notice

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Costco has shut down its Costco Next online marketplace. The service, which would let Costco members order discounted products and services directly from several dozen companies, was shuttered recently. Among the companies available through Costco Next were Anker Electronics, Priority Bicycles and…

10 Lucky Finds That Paid Off Big

10 Lucky Finds That Paid Off Big

Personal Finance—

Most times wealth comes from decades of saving and investing, but on exceedingly rare occasions, incredible value hides in plain sight, masquerading as a piece of junk, a forgotten yard sale trinket or a strangely heavy rock. You do not always need a winning ticket to strike gold, though you do…

The Strange Insurance Paradox of the 21st Century

The Strange Insurance Paradox of the 21st Century

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You stare at a dented bumper in the grocery store parking lot and immediately run the mental math. A body shop repair will cost hundreds of dollars, and you have full auto coverage. Yet, you might decide to pay for the fix out of your own pocket. This silent calculation happens in driveways and…

Sales Tax vs. Use Tax: Definitions and Examples

Sales Tax vs. Use Tax: Definitions and Examples

Taxes—

Most people are used to seeing sales tax on a receipt, but not every purchase includes it. When it doesn’t, you may still owe tax on that purchase through what’s called a use tax. This comes up most often with online shopping, out-of-state purchases and private sales. Understanding the difference…

Federal Tax vs. State Tax: Definitions and Examples

Federal Tax vs. State Tax: Definitions and Examples

Taxes—

Most people see taxes come out of their paycheck without thinking much about where the money goes. Federal taxes follow one set of rules no matter where you live, but state taxes vary widely depending on your location. Some states have no income tax at all while others take a significant cut. These…