Personal Finance
Picture a poker table. You’re playing your hand straight. But the guy across from you can see your cards — not because he’s clever, but because somebody’s holding a mirror behind you. That’s a prediction market. If you haven’t run into these yet, you will. They’re websites where you bet…
The problem with writing about FIRE since 2009 is that I’ve become completely sold on the lifestyle. I know how good freedom feels, so I have a natural tendency to want everyone I care about to achieve it too. I’m also aware I can come across as annoying when I…
The President’s proposal to cap credit card rates at a maximum of 10% over the next year has gotten a lot of attention in the midst of a national affordability crisis. It’s understandable. Rates are flashy, and it sounds good to talk about bringing them down. But I’d argue they…
President Donald Trump and his administration have made a lot of big promises to improve affordability since taking office. The latest came during Trump’s Feb. 24 State of the Union address in which he floated expanded access to 401k accounts with a funding match for Americans who lack access or…
Tax refunds are the biggest windfall of the year for many American households. And ‘tis the season: Through the week ending Feb. 13, nearly 13 million people had received 2025 federal tax refunds averaging $2,476, according to the IRS. That average refund amount is up 14% from the same time…
A limited liability company (LLC) offers liability protection and operational flexibility, but the costs, paperwork, and compliance requirements differ from state to state. Knowing what your state requires before you file can save you time and money down the line. A financial advisor can help you compare entity structures, work…
As women’s access to education and employment has steadily increased, so has their participation in the economy. However, significant challenges remain that include a wage gap between women and men, along with other barriers women face in growing their wealth. Such challenges can impact women’s ability to save, as well…
Debt settlement companies technically aren’t allowed to charge fees until after lowering a consumer’s debt. But a loophole in the Telemarketing Sales Rule — and a mish-mash of federal and state laws — allows predatory firms the opportunity for exploitation. A growing corner of the $23 billion debt relief industry…
Many people across the United States are opening their utility bills to an unwelcome surprise. Michael Strickland of Dallas, however, says he saw it coming. “But seeing the actual number still gave me that sinking ‘here we go again’ feeling,” Strickland says. Since 2021, Strickland estimates his electric bill has…
Matt A. Claiborne / Shutterstock.comSome things really are better the second time around. In fact, many used items can be every bit as good as those purchased new. Plus, buying used almost always saves you cash. So, without further ado, following is our list of the top things you should…
