Personal Finance
You can do everything right for 30 years—max out your 401(k), choose low-cost investments, and resist the urge to sell during panic—and still run out of money. It sounds unfair, but the market does not care about fairness. It cares about timing. Most investors obsess over their average annual return.…
Editor’s Note: This story originally appeared on The Penny Hoarder. Even if you’re young, it’s never too early to think about saving for retirement. If you have a job that offers a 401(k) savings plan, enrolling and contributing money will put you on your way to building a nice nest…
Editor’s Note: This story originally appeared on Monster. Business casual is a safe choice for most interviews, but what to wear to an interview depends on the employer, industry, role, and work environment. In any context, the goal is to choose clothing that looks professional, polished, and appropriate for the…
A bachelor’s degree in any college major pays off in the long run. That’s the takeaway from an in-depth study of the financial return on college degrees over time. A report from the Postsecondary Commission, a college accreditation organization, found that the typical bachelor’s degree yielded a return of nearly…
Dave Ramsey has been telling Americans to cut up their credit cards since before some of his listeners were born. Ramsey Solutions traces its roots to 1992, and his official bio describes early counseling sessions run from a rickety card table in his living room. After a $4 million real…
Running an LLC offers flexibility and liability protection. But alongside those benefits comes a layer of complexity that can catch even seasoned business owners off guard. From choosing a tax classification to tracking deductions to navigating filing deadlines, there is a lot to keep track of. And the wrong move…
Expanding a business into another state can create new opportunities, but it may also come with legal and administrative requirements that many business owners overlook. One of the most important is foreign LLC registration, which allows a company formed in one state to legally operate in another. Despite the name,…
The Thrift Savings Plan (TSP) is the federal government’s defined contribution retirement plan. It is available to federal civilian employees under the Federal Employees Retirement System (FERS). It also includes the Blended Retirement System (BRS), which covers members of the uniformed services. For its participants, the government’s matching contributions represent…
Free shipping with no minimum purchase requirement is among the most convenient perks of an Amazon Prime membership — and a Walmart+ membership — but these e-commerce giants are hardly the only retailers to offer free shipping on all orders. In fact, a host of companies offer completely free shipping…
Editor’s Note: This story originally appeared on Monster. The linear career path is quickly becoming outdated. Most candidates aren’t just looking for new jobs—they’re looking for a better life, even if that means switching to a field they’ve never worked in before. According to Monster’s Career Pivot Report, which surveyed…
