One common misconception is that any adult child can request a share of a parent’s Social Security check simply because they’re related. In reality, eligibility on a parent’s record is narrow and depends on the child’s age, school enrollment or disability, and whether the parent is living, retired, disabled or deceased.
Who Can Receive Benefits on a Parent’s Record?
An unmarried child under 18 may qualify for benefits, while coverage can extend to unmarried children ages 18 or 19 attending elementary or secondary school full time. An adult child may qualify at any age if a disability began before age 22 and other Social Security requirements…
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