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The Hidden Costs of Living in a Banking Desert

The Hidden Costs of Living in a Banking Desert

Investing—

In her half-century on earth, Torry Holmesly has been subjected to neglect, violence, eviction and homelessness. So, if you ask her about what life is like in a banking desert, forgive her for looking at you funny. And yet, Holmesly, 50, is far from a fool. She knows that not having a nearby and…

Affordability Is A Big Problem. Lower Rates Won’t Solve It

Affordability Is A Big Problem. Lower Rates Won’t Solve It

Dept Management—

The President’s proposal to cap credit card rates at a maximum of 10% over the next year has gotten a lot of attention in the midst of a national affordability crisis. It’s understandable. Rates are flashy, and it sounds good to talk about bringing them down. But I’d argue they aren’t what’s making…

Sam’s Club Is Opening New Warehouses. See Where

Sam’s Club Is Opening New Warehouses. See Where

Saving—

Sam’s Club is opening a new location soon, marking the company’s 31st store in California and its eighth in Northern California. The location will open Thursday, Sept. 24, in Lathrop, about 11 miles south of Stockton, the company confirmed to USA TODAY. Sam’s Club Chief Operating Officer Steve…

The personal AI agent horror stories are rolling in

The personal AI agent horror stories are rolling in

Finance—

The dream of a personal AI assistant that runs your digital life has, for some, turned into a nightmare. Many early users say their personal AI agents, which can autonomously take actions on the internet, such as booking trips or buying items, have been a huge help in their day-to-day lives. Others…