Personal Finance
I Need $10,000 in Monthly Retirement Income. Is a $1 Million Portfolio Enough?
If you need to withdraw $10,000 each month from a $1 million portfolio, that’s a 12% annual withdrawal rate. Sustaining this rate over a long retirement could increase the risk of depleting your savings. However, the gap between your spending goal and what your portfolio can support isn’t…
Everybody Got The SpaceX Lockup Expiration Wrong, And I’m Not Selling
On August 6, the first tranche of locked-up SpaceX shares was released. Roughly 911.5 million shares became eligible to trade in a single session. SPCX went up 6%. Then it went up again the next day, closing out a two-day gain of about 11% on the exact event everybody had circled on their calendar…
How Managers Can Create Effective Leaders
In today’s job market, the challenge for managers isn’t just hiring talent — it’s figuring out how to keep people growing once they’re inside the company. But as employees lean toward job security and stability, developing leaders from within has become complicated. That shift is pushing more…
How to Foster Innovation in the Workplace
The landscape of the modern workplace is changing, and companies are being forced to rethink how they operate, collaborate and solve problems. As artificial intelligence reshapes jobs, hybrid work changes how teams collaborate, and layoffs push companies to do more with fewer resources, employers…
Pfizer Agrees to $44M Chantix Settlement: See If You Qualify
People who purchased Chantix during a six-year period could be eligible to receive money from a $44 million class action settlement over allegations that the smoking-cessation drug contained an undisclosed nitrosamine, a substance that can cause cancer. Pfizer has agreed to pay $44 million to…
10 Things to Know Before Shopping at Aldi (Don’t Miss the ‘Aisle of Shame’)
Deutschlandreform / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Aldi is a grocery store chain founded in Germany that is quickly becoming a favorite…
Gold Bugs Just Bet $180 Million on a Rebound. Should You Follow Their Lead?
One bad jobs report was all it took to send gold’s true believers rushing back in with big money. What they bet on says a lot. What it means for your savings says less than you would think. The jobs report landed on Friday, Aug. 7, and gold bugs, investors who stay loyal to the
Want A Lower Credit Card Interest Rate? Just Ask
Key takeaways Credit card companies don’t advertise it, but it’s possible to negotiate your APR with your card issuer. Research your account’s history and terms as well as competing card offers so that you can make an informed argument. Improving your credit score tends to be an effective way to…
A Pay Cut for a Steady Job? Economic Anxiety Fuels ‘Forever Jobs’
More than half of U.S. workers (54%) say they’d accept a pay cut just to keep working, according to Monster’s 2026 Job Security Report, which included responses from 1,020 U.S. employees polled on July 17. In 2024, more than half of Americans in a Ford Trends survey said they were willing to take a…
How to Get the Freebie
Insomnia Cookies is giving away 30,000 cookies for the back-to-school season. Through Sept. 14, Insomnia Cookies is offering free six-packs of classic cookies to incoming college freshmen, students slated to graduate in 2030. The deal requires no purchase or promotional code. Freshmen just need to…