Personal Finance
The blind box trend has hit the grocery aisle. Aldi has unveiled the Aldi Blind Box, and shoppers will have the chance to claim one for free for a limited time. The boxes are filled with fan-favorite products and “fresh picks from across every aisle,” the grocer said in a…
Images by Getty Images; Illustration by Issiah Davis/Bankrate The average savings account rate can give you a read on the overall interest-rate environment, but it’s not a rate you should settle for. Rather, aim for an annual percentage yield (APY) many times the national average, such as those offered by…
Back in 2012, the year I left banking, I had a choice: build a lifestyle business or build a venture-backed company. I chose the lifestyle business. After 13 years in equities I was burned out and just wanted to be free to enjoy the FIRE lifestyle. Writing and tinkering 15…
Key takeaways As of June 3, 2026, the average rate for a 30-year, fixed loan was 6.56% — up from the beginning of the year, and only a touch lower than the 2025 average of 6.66%. Looking at the past four decades, the average rate on a 30-year fixed mortgage…
Visitors to national parks can enter for free on Sunday, June 14, for President Donald Trump’s birthday and Flag Day. All National Park Service sites that charge an entrance fee will offer admission at no cost for U.S. citizens and residents as part of one of its free entrance days.…
The Wells Fargo Attune℠ Card is no longer taking new applicants as of June 15, 2026, although existing cardholders can still use the card. Those interested in the Wells Fargo Attune℠ Card can check out Wells Fargo Active Cash® Card instead. Key takeaways A credit card trifecta is a set…
A backdoor Roth IRA allows high-income earners to move money into a Roth IRA. It is a simple two-step strategy that works because, while the IRS sets income limits on direct Roth IRA contributions, it sets no income limits on Roth IRA conversions. Anyone whose modified adjusted gross income (MAGI)…
Zing Images/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways USDA loans are government-backed mortgages for borrowers buying in specific, eligible rural areas. These loans don’t require a down payment, and they have fairly lenient credit score requirements. Hoewver, USDA mortgages also come with income and loan limits that vary by…
To outperform the masses, we must take more risk than average. One way to do so is to invest in venture capital. However, venture capital is a form of patient capital, and patient capital requires time. That is the one resource older investors have less and less of. At 50…
Editor’s Note: This story originally appeared on The Penny Hoarder. You can buy stamps at the post office, most grocery stores, Walmart, CVS, Walgreens, Rite Aid and online at usps.com — and right now, a Forever stamp costs $0.78. That price is set to rise to $0.82 on July 12,…
