Why You Should Wait to Have a Baby If You Can

Carolyn Bolton and her husband have wanted kids since they met five years ago. The timing, however, has never been ideal.During the housing crisis in 2021, the couple struggled to afford a home near Washington, DC, where they now rent. At the time, Bolton also wanted to move up in…

How Tariffs Affect Long-Term Auto Industry Plans

Key takeaways Automotive companies plan vehicles years in advance, making it difficult and expensive to make changes as quickly as new tariffs require. Short-term discounts are available for automakers that use imported parts to assemble vehicles domestically. However, these may not be large enough — and may not last long…

Key takeaways Corporate credit cards are typically issued to bigger corporations with a solid credit history, allowing for efficient expense management as individual employees can be issued their own cards for work-specific spending. Corporate credit cards often don’t require…

Barbie might get an AI upgrade.Mattel, the maker of Barbie, Hot Wheels, and Uno, has teamed up with OpenAI to bring artificial intelligence to its iconic toy brands, the companies announced on Thursday.By using OpenAI’s technology, Mattel will “bring the…

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Small Business Grants for Felons

Key takeaways Formerly incarcerated entrepreneurs can apply for general small business grants for funding. Entrepreneur courses aimed at people formerly incarcerated offer a wealth of knowledge about starting a business. You may be eligible for an Education Pell Grant. Try…

thianchai sitthikongsak/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Despite growth, women-owned businesses still face challenges in obtaining funding, with a higher percentage of loan applications…

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America’s Debt Bomb Is Ticking and It Could Affect You

Artem Oleshko / Shutterstock.comThe U.S. government’s debt payments are reaching record levels, with Washington now spending $1.1 trillion annually on interest alone, according to CBS News. That figure represents the cost of servicing the national debt, not reducing it. While…

Trump Tax Plan: Homeschool Tax Credit

The Trump-backed tax plan currently advancing through Congress could bring meaningful changes to how education expenses for homeschoolers are treated under federal tax law. Passed in the House on May 22, 2025, the “One Big Beautiful Bill Act” includes several…

How To Start A Small Business

Key takeaways A business plan is the starting point of any business. Make sure your plan includes your product’s unique value, marketing strategy, and metrics for success. You’ll need to decide how you’ll fund startup costs for your business, whether…

What Is Trump’s Plan for Taxes on Overtime?

A Trump-backed tax plan currently advancing through Congress proposes significant changes to the federal taxation of overtime pay and tip income. Passed by the House on May 22, 2025, the “One Big Beautiful Bill Act” includes provisions that could allow…

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Current CD Rates For June 2025

Morsa Images/ Getty Images; Illustration by Austin Courregé/Bankrate A certificate of deposit (CD) is a time deposit account in which your money accrues interest at a fixed yield for a…