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ETFs or mutual funds? How to choose in today’s market

ETFs or mutual funds? How to choose in today’s market

Personal Finance—

As more Americans take a hands-on approach to their finances, many are weighing whether to invest in exchange-traded funds (ETFs) or mutual funds. Both offer a simple way to build a diversified portfolio of stocks or bonds, and at their core, the two investment vehicles are very similar. But key…

841,000 Americans Can’t Be Wrong, or Can They?

841,000 Americans Can’t Be Wrong, or Can They?

Saving—

In 2024, around 841,000 workers filed for Social Security at age 62, the earliest and most common age Americans choose to start. This is an expensive age to file. A worker whose full retirement age is 67 gives up as much as 30% of the monthly payment by claiming five years early. Whether that is

Here’s what happens when you dispute a credit card charge

Here’s what happens when you dispute a credit card charge

Personal Finance—

You have 60 days from your credit card statement date to dispute a charge. After that, the protection disappears. If you’ve ever spotted a charge you didn’t recognize and done nothing about it, here’s what you missed, and what to do next time. What qualifies as a dispute Not every complaint about a…

How Mezzi Uncovered Over $300,000 In Hidden Stock Exposure

How Mezzi Uncovered Over $300,000 In Hidden Stock Exposure

Personal Finance—

This summer, my new AI investment advisor, Mezzi, discovered roughly $300,000 of hidden stock exposure in Google I didn’t know I had. It sounds a little absurd, given the amount. But I’ve been investing in Google for over 15 years, and with a complicated net worth it’s hard to track everything…

7 Ways to Unclog Almost Any Drain Without Calling a Plumber

7 Ways to Unclog Almost Any Drain Without Calling a Plumber

Saving—

A slow, gurgling drain doesn’t mean it’s time to call a plumber. It means it’s time to roll up your sleeves. Snaking a drain runs $125 to $360 if you hire a plumber, with a national average around $250, according to Forbes Home. Most clogs never need that. They clear with a few basic tools