Saving

15 States Where Home Insurance Tops Property Taxes. Is Yours on the List?

Homeowners in 15 states spend more each month on insurance than on property taxes, according to a recent LendingTree study. Many are in parts of the country exposed to hail, tornadoes, hurricanes, wildfires and other costly disasters. Nationwide, the typical homeowner with a mortgage pays an estimated $200 a month…

Is Your Car Battery Terminal Dirty and Corroded? Let’s Fix It.

A common issue with car batteries is dirty or corroded battery terminals. Corrosion can be a result of the gasses in the battery leaking out, and that can cause damage to the battery and the overall function of your car. Cleaning them off is a simple project that you can…

5 DIY Maintenance Tips to Keep Your Car Running as Long as Possible

With new cars costing nearly $50,000 on average, you may be looking for ways to keep your existing ride running without breaking the bank on service or repairs. The U.S. National Highway Traffic Safety Administration says the average age of a car on U.S. roads is almost 13 years old.…

5 Red Flags You Aren’t Saving Enough for Retirement

We recently published an article for the “super-savers“—those rare birds who worry they’re hoarding too much cash for the future. If you read that and thought, “Must be nice to have that problem,” this article is for you. The uncomfortable reality is that most Americans are woefully unprepared for retirement.…

What It Is and Why It Works

Does your paycheck feel like it disappears as soon as it hits your account? Or do you have financial goals — whether that’s paying off debt or saving for an emergency fund — but no clear plan of action? If that sounds like you, zero-based budgeting could help. This method…

10 Cheap Home Upgrades for Aging in Place (Under 0)

You’ve probably seen those glossy brochures for “senior-friendly” home renovations. They usually feature $10,000 walk-in tubs and sleek, custom-built ramps that cost more than a used Honda. It’s enough to make anyone on a fixed income give up and start looking at assisted living brochures. But here’s a secret the…

5 Bills to Stop Paying Full Price for — and How to Negotiate Them

You are likely leaving money on the table every single month. We are conditioned to believe that outside of a car dealership or a real estate closing, the price tag is the final word. That assumption is an expensive mistake. In an economy where inflation has driven up the cost…

What Would You Do With a ,100 Windfall Right Now?

Windfalls come in many forms. A $100 bill on the sidewalk, an unexpected performance bonus at work, a small inheritance from a distant relative, or a raffle prize at the county fair. Sometimes, you have to create your own windfall. Insurance renewals are a good place to start. Bah, you…