Personal Finance
fizkes / Shutterstock.comPutting money back into your pocket every month by lowering your bills would be great, right? By making a few key phone calls and being a smart consumer, you can do just that. All you need to get the job done is some dedicated time to get the…
ALotOfPeople/Getty Images Key takeaways Private credit has become a popular investment, as investors seek out above-average returns. Private credit allows investors a way to buy into off-market loans that they might not have been able to access before, offering an alternative investment that could diversify their portfolios. However, private credit…
Sarah-Jane Joel/Getty Images Key takeaways A deed of trust is a legal agreement used in real estate transactions in which a third party — the trustee — holds the title to the property until the borrower repays the mortgage. A mortgage is a similar agreement, but it doesn’t involve a…
Roman Samborskyi / Shutterstock.comAdvertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. You probably think there’s no such thing as free money, right? Wrong. If your employer offers a match on…
Key takeaways Liability coverage helps pay for another driver’s vehicle repairs and medical expenses if you cause an accident. It won’t cover injuries you sustain or damage to your vehicle. This type of insurance is required by law in most states. Car insurance is not just a good idea, it’s…
Dependent life insurance is a type of life insurance you may not have encountered, but which could be good to investigate. Life insurance is designed to provide financial resources in the event that the insured person — often the policyholder — dies while the policy is in force. Dependent life…
Maria Korneeva/ Moment/ Getty Images Store credit cards have some advantages over general-purpose credit cards. They’re often easier to qualify for, which is handy if you’re working to establish your credit. You can also earn extra rewards and benefits at the places you shop at the most. The downside is…
Key takeaways HO-3 insurance is the most common type of home insurance policy. Standard HO-3 policies provide coverage for your home’s structure, contents, liability, medical payments and additional living expenses. Standard HO-3 policies exclude damage from flooding and earthquakes, but coverage may be available through endorsements or standalone policies. It’s…
DGLimages / Shutterstock.comAdvertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Your favorite Friday night restaurant could be dishing out a hefty blow to your retirement dreams. In a recent MarketWatch…
Since starting Financial Samurai in 2009, I’ve encouraged folks to keep an open mind and embrace as many different perspectives as possible. So often, we get set in our ways and think our approach is the only right way to do things. But I can assure you, you’re probably missing…
