Close Menu
Fin Street NewsFin Street News
  • Home
  • Business
  • Finance
    • Banking
    • Stocks
    • Commodities & Futures
    • ETFs & Mutual Funds
    • Funds
    • Currencies
    • Crypto
  • Markets
  • Investing
  • Personal Finance
    • Loans
    • Credit Cards
    • Dept Management
    • Retirement
    • Mortgages
    • Saving
    • Taxes
  • Fintech
  • More Articles

Subscribe to Updates

Get the latest finance and business news and updates directly to your inbox.

Trending
Trump’s green card memo dropped before a holiday weekend. Immigration lawyers say clients panicked.

Trump’s green card memo dropped before a holiday weekend. Immigration lawyers say clients panicked.

May 26, 2026
Don’t use AI when emailing Paul Graham

Don’t use AI when emailing Paul Graham

May 26, 2026
I went to grad school at 44 and didn’t want to take on student loan debt. Thanks to my side hustle, I graduated debt-free.

I went to grad school at 44 and didn’t want to take on student loan debt. Thanks to my side hustle, I graduated debt-free.

May 26, 2026
Read the Dropbox memos about CEO Drew Houston’s plan to train his replacement and step down

Read the Dropbox memos about CEO Drew Houston’s plan to train his replacement and step down

May 26, 2026
Tesla VP says Model S and X may be dead, but not buried: ‘Never say never’

Tesla VP says Model S and X may be dead, but not buried: ‘Never say never’

May 26, 2026
Facebook X (Twitter) Instagram
  • Privacy Policy
  • Terms of use
  • Press Release
  • Advertise
  • Contact
May 26, 2026 10:39 pm EDT
|
Facebook X (Twitter) Instagram
  Market Data
Fin Street NewsFin Street News
Newsletter Login
  • Home
  • Business
  • Finance
    • Banking
    • Stocks
    • Commodities & Futures
    • ETFs & Mutual Funds
    • Funds
    • Currencies
    • Crypto
  • Markets
  • Investing
  • Personal Finance
    • Loans
    • Credit Cards
    • Dept Management
    • Retirement
    • Mortgages
    • Saving
    • Taxes
  • Fintech
  • More Articles
Fin Street NewsFin Street News
Home » I went to grad school at 44 and didn’t want to take on student loan debt. Thanks to my side hustle, I graduated debt-free.
I went to grad school at 44 and didn’t want to take on student loan debt. Thanks to my side hustle, I graduated debt-free.
Markets

I went to grad school at 44 and didn’t want to take on student loan debt. Thanks to my side hustle, I graduated debt-free.

News RoomBy News RoomMay 26, 20262 ViewsNo Comments

It took me a while to figure out what I wanted to be. After having kids, I finally knew, but didn’t have time. Only in midlife did I make the transition to my dream career — but first, I had to find a way to pay for it.

After high school, I started college as a drama major. I dreamed of heading to Hollywood. When the major wasn’t what I had hoped, I decided on English instead. I’d gotten straight As in the subject in high school. It just made sense. That is, until people asked what I planned to do with my liberal arts degree.

There seemed to be very few options. I could go into publishing. But, according to my professor, I’d be dirt poor and living in a hovel in New York City — at least at first. Teaching was another common suggestion, but I had zero interest in it at the time. Besides, it required more schooling. Instead, like many 20-somethings, I floundered as I searched for myself and a career path.

After floundering, I finally figured out what I wanted to do

I shifted from job to job. I worked as a waitress and a chiropractic assistant before I was, unhappily, dropped smack dab into corporate America. I had stints in office management, webinar coordination, and marketing. I would go into the office and wonder if I was contributing to humanity in any way.

When I walked my son into kindergarten, I realized I loved being in an elementary school. I wanted to get my teaching degree, but with young kids and a full-time job, it didn’t feel realistic. Ironically, after years of saying I’d never teach, that’s exactly what I wanted. Instead, I stayed miserable in corporate America.

Heading back to school was expensive

A decade later, I finally found myself working in the school system as an educational technician, or an ed tech — essentially a teaching assistant. Special education quickly became my niche, especially since so few wanted to substitute in that area. That experience made the transition to a special education ed tech natural.

Ed techs made very little money. I would have to go back to school to become a teacher if I wanted to make a living. But I already had large debts from my undergraduate degree in English and my first master’s in television/video production. I was still paying them off in my 40s. I wasn’t willing or able to take on more student loan debt. The district I worked in as an ed tech would pay for three of the 10 classes I was required to take to earn my master’s in education.

But when I did the math, I saw it wouldn’t work. With four kids at home, we could barely keep up as it was. Taking on loans would be an extra burden we couldn’t manage, so I kept plugging away without a clear plan for paying for my second master’s degree.

My side gig helped

I had always loved writing. I wrote short stories and other fiction. Writing non-fiction never interested me. But after starting a blog about parenthood, I built a following. I’d started freelancing in 2014 after learning to pitch. It was a slow start and an even slower build. I sold one essay, which led to another.

When the pandemic hit, my freelance writing income almost matched my full-time ed tech pay. I wrote about parenting, childhood, and lifestyle topics. It was a learning curve to move into reported pieces, but my English degree was finally starting to pay off. What started as a hobby had become a lucrative side gig.

That insight led me to realize I could use my freelance earnings to fund the seven classes my district didn’t cover. With planning and consistency, I put away enough to pay my tuition. I started my master’s in 2019 and finished it in 2021 debt-free. It was an amazing feeling. I have been working as a special education teacher since 2022, and I love it.

Now, I’m hoping to do the same to get my Ph.D. in education. Funny how sometimes, the things you promise you’ll never do become the ones that matter most — and the ones you work the hardest for.



Read the full article here

Share. Facebook Twitter LinkedIn Telegram WhatsApp Email

Keep Reading

Trump’s green card memo dropped before a holiday weekend. Immigration lawyers say clients panicked.

Trump’s green card memo dropped before a holiday weekend. Immigration lawyers say clients panicked.

Tesla VP says Model S and X may be dead, but not buried: ‘Never say never’

Tesla VP says Model S and X may be dead, but not buried: ‘Never say never’

I’m an immigration lawyer trying to keep up with the visa chaos. Laid-off tech workers are in a particularly tough spot — here’s what you need to know.

I’m an immigration lawyer trying to keep up with the visa chaos. Laid-off tech workers are in a particularly tough spot — here’s what you need to know.

With the US Army watching, defense industry operators turned a logistics drone into a flying rocket launcher

With the US Army watching, defense industry operators turned a logistics drone into a flying rocket launcher

I ordered burgers at Culver’s, Freddy’s, and Sonic. The best was also the cheapest.

I ordered burgers at Culver’s, Freddy’s, and Sonic. The best was also the cheapest.

‘The Mandalorian and Grogu’ was a box-office disappointment. Disney’s TV strategy is to blame.

‘The Mandalorian and Grogu’ was a box-office disappointment. Disney’s TV strategy is to blame.

My son is coming home for the summer after his first year at college. I’m nervous because I’ll be reinforcing all my house rules.

My son is coming home for the summer after his first year at college. I’m nervous because I’ll be reinforcing all my house rules.

I tried all the jarred pasta sauces I could find at Trader Joe’s and ranked them from worst to best

I tried all the jarred pasta sauces I could find at Trader Joe’s and ranked them from worst to best

BP ousts chairman over ‘serious’ governance concerns as shares tumble

BP ousts chairman over ‘serious’ governance concerns as shares tumble

Add A Comment
Leave A Reply Cancel Reply

Editors Picks

Don’t use AI when emailing Paul Graham

Don’t use AI when emailing Paul Graham

May 26, 2026
I went to grad school at 44 and didn’t want to take on student loan debt. Thanks to my side hustle, I graduated debt-free.

I went to grad school at 44 and didn’t want to take on student loan debt. Thanks to my side hustle, I graduated debt-free.

May 26, 2026
Read the Dropbox memos about CEO Drew Houston’s plan to train his replacement and step down

Read the Dropbox memos about CEO Drew Houston’s plan to train his replacement and step down

May 26, 2026
Tesla VP says Model S and X may be dead, but not buried: ‘Never say never’

Tesla VP says Model S and X may be dead, but not buried: ‘Never say never’

May 26, 2026
Viral Walmart Receipt Shows What Groceries Cost 20 Years Ago

Viral Walmart Receipt Shows What Groceries Cost 20 Years Ago

May 26, 2026

Latest News

Drake’s chart-topping new albums prove he’s music’s most cynical businessman

Drake’s chart-topping new albums prove he’s music’s most cynical businessman

May 26, 2026
I’m an immigration lawyer trying to keep up with the visa chaos. Laid-off tech workers are in a particularly tough spot — here’s what you need to know.

I’m an immigration lawyer trying to keep up with the visa chaos. Laid-off tech workers are in a particularly tough spot — here’s what you need to know.

May 26, 2026
Dumb phones, smart business: Meet the 28-year-old entrepreneur selling retro tech to Gen Z

Dumb phones, smart business: Meet the 28-year-old entrepreneur selling retro tech to Gen Z

May 26, 2026

Subscribe to News

Get the latest finance and business news and updates directly to your inbox.

Advertisement
Demo
Facebook X (Twitter) Pinterest TikTok Instagram
2026 © Prices.com LLC. All Rights Reserved.
  • Privacy Policy
  • Terms
  • For Advertisers
  • Contact

Type above and press Enter to search. Press Esc to cancel.