millionaire

This as-told-to essay is based on a conversation with Amber Duncan, founder of Life After Debt. It has been edited for length and clarity.Before I declared bankruptcy, I thought I was doing everything right. My husband, Ryan, and I both worked in the mortgage industry. We had about a year’s…

The day after she became eligible for Medicare in her mid-60s, Nancy Neff prepared to board a transatlantic cruise to kick off her retirement.Roughly a decade later, the 72-year-old Connecticut resident is spending her days taking traditional lace-making classes in Belgium. Soon, she’s set to take a train to Paris…