Key takeaways A SEP IRA is a tax-advantaged retirement account that’s an especially attractive option for workers who don’t have access to an employer-sponsored plan. The annual contribution limits for an SEP IRA are significantly higher than those of traditional…

Fresh Grads Can Have a Competitive Edge With AI, Says an HP President

If you’re a recent graduate, you’re probably feeling some anxiety about entering the workforce. Employees — especially Gen Zs — report feeling burned out, while return-to-office mandates are affecting people’s work-life balance. And as CEOs bluster about AI wiping out half of all entry-level white collar jobs, employees and soon-to-be…

Americans Are Obsessed With Exercise Shortcuts to Lose Weight, Get Fit

Every generation has its own version of the vibrating belt machine — the ’50s-era contraption that promised to literally shake housewives into shape with minimal effort (and effect). This perpetual fitness obsession is why, on a recent Friday in June, I found myself strapped into the 2025 iteration: an electro-muscle…

Pros And Cons Of Credit-Building Products

Key takeaways The major advantage of credit-building products is the potential to improve or establish your credit score. Higher rates and restrictions on how and when you receive funds are…

When Marian Barry’s mother died in 2014, the Arizona nurse knew she needed a change. For years, her life had revolved around taking care of her aging parents and working as a cardiac nurse just outside Phoenix.A colleague suggested travel…

Key takeaways A secured credit card requires you to deposit to offset the risk that you will not make your payment. These cards typically come with low credit lines and high interest rates. Using your secured credit card responsibly, including…

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Finance

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Business & Startup

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How much can you borrow with a business loan?

Key takeaways Business loans can range from as little as $500 to over $5 million. The amount of money a business can borrow depends on a variety of factors, including lender, type of business loan, business credit score and annual…

How To Refinance A Business Loan

Key takeaways Refinancing a loan involves getting a new loan to pay off an old debt. If you have multiple loans, you can either refinance…

Key takeaways The easiest business loans streamline the application process and approve loans quickly to help you get funding — we rounded up seven of…

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Why This Year’s Summer Sales Might Be a Let-Down

Kues / Shutterstock.comThe consumer price index rose to 2.4% year-over-year in May, a slight increase from April’s 2.3%, according to the Bureau of Labor Statistics. Monthly inflation peaked at just 0.1%, suggesting that price growth remains relatively stable. CNBC issued…

Microsoft Is Prepping an AI Copilot for the Pentagon

Microsoft is preparing a version of its Copilot AI tool for the Pentagon.”For DoD environments, Microsoft 365 Copilot is expected to become available no earlier than summer 2025,” the company stated in a recent blog written for government customers. “Work…

How ISO Fire Ratings Impact Your Home Insurance

Key takeaways An ISO rating reflects how prepared a community is to handle a fire. ISO ratings factor things like water supply and size of the local fire department. Homes with a high ISO rating may be stuck with higher…

Tampa Bay Is Using AR to Show Residents Building Plans in Real Time

The climate crisis has intensified the frequency and severity of flooding for many communities, prompting cities to turn to climate-resilient infrastructure. At the Tampa Bay Regional Planning Council, a growing challenge is communicating these solutions to residents and officials.Sarah Vitale,…

Dropbox’s CEO Recommends 4 Must-Read Business Books

Dropbox’s CEO reads a lot of business books but credits four with making him a better business leader.Drew Houston cofounded Dropbox in 2007 and has been CEO since.In the nearly 20 years he’s been at the helm of the cloud…

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When Should You Pay Off Your Mortgage Early?

Images by Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Paying off your mortgage early can give you a sense of security and more flexibility in your budget. A mortgage…

The ultimate World Of Hyatt guide

Key takeaways The World of Hyatt rewards program has over 1,300 properties across 76 countries. Members can earn points through hotel stays, spending with Hyatt partners, hosting meetings or events…