Saving
Hananeko_Studio / Shutterstock.comLong-term care is one of the biggest wild cards in retirement planning. The costs can be staggering, yet traditional long-term care insurance has become increasingly expensive, complicated, and difficult to qualify for. Many people want protection, but hesitate to lock themselves into policies that may never be used…
I’ve been a CPA since 1981, and I spent more than a decade as an investment advisor at major Wall Street firms. In all that time, I’ve watched smart, careful people make one Social Security decision that quietly costs them more than every other financial mistake of their retirement combined.…
Bed Bath & Beyond is opening two stores in Texas to expand its footprint, but under a different format. The company announced on June 18 that it would roll out 22 new Bed Bath & Beyond + The Container Store combination locations across the country, including locations in Austin and…
You’re checking out of a hotel after a great few days away. The clerk slides your bill across the counter, and there it is: a $566 smoking fee. One problem. You don’t smoke. You never have. And nobody in your room so much as lit a birthday candle. When you…
Editor’s Note: This story originally appeared on The Penny Hoarder. Even if you’re young, it’s never too early to think about saving for retirement. If you have a job that offers a 401(k) savings plan, enrolling and contributing money will put you on your way to building a nice nest…
Dave Ramsey has been telling Americans to cut up their credit cards since before some of his listeners were born. Ramsey Solutions traces its roots to 1992, and his official bio describes early counseling sessions run from a rickety card table in his living room. After a $4 million real…
Free shipping with no minimum purchase requirement is among the most convenient perks of an Amazon Prime membership — and a Walmart+ membership — but these e-commerce giants are hardly the only retailers to offer free shipping on all orders. In fact, a host of companies offer completely free shipping…
Temi Adeoye feels like she is a good tipper at food establishments, but recently wondered if others are tipping as much as she does. Adeoye, a 28-year-old content creator and comedian in New York City who also works in marketing, posted a TikTok video asking if people still tip 20%…
We all panic when we can’t find our wallet, but the truth is, you’re probably hemorrhaging money right now without even noticing. You’d tear the house apart for a lost hundred-dollar bill, yet you’re likely letting thousands slip through your fingers every single year without batting an eye. It’s called…
Roman Samborskyi / Shutterstock.comWe all can do better when it comes to personal finance. In fact, many of the following problems are experienced by 50% of Americans (or more). How many of these biggest retirement planning mistakes are you making? And what is the impact on your lifestyle now and…
