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YNAB, otherwise known as “You Need a Budget,” is a popular budgeting app built on the zero-based budgeting system. Zero-based budgeting assigns every dollar a job immediately, so that you always know where your money is going. As a whole, this app is well-received with a 4.8-star rating on the…
Budgeting apps promise to help users gain control of their finances by providing a view into their spending habits and transactions. But with so many budgeting tools on the market today, it’s not always clear what makes each platform stand out. That’s why we’ve ranked the nine best budgeting apps…
paulaphoto / Shutterstock.comGone are the days of staid book-filled libraries. Sure, the book thing is still a theme, but public libraries are so much more than just books. Libraries aim to improve access to information and provide education for everyone in their community. Book learnin’ on how to become a…
Asier Romero / Shutterstock.comAre you prone to impulse buying? Have you given in and made random, unnecessary purchases that eat into your potential savings without forethought? That could be why you can’t seem to recall what happened to that $20 bill in your wallet or how your budget got so…
Prostock-studio / Shutterstock.comBuy now, pay later apps are an increasingly popular way to finance purchases. Here’s how they work: Companies like Affirm, Afterpay and Klarna allow you to split the cost of everyday purchases, from running shoes to groceries, into several installment payments. Pay-in-four loans are a common model. You’re…
Prostock-studio / Shutterstock.comIf you love to read but are trying to reduce the clutter in your home, e-books can be a perfect solution. Digital titles are also great for those who want to keep their books portable and never worry about losing their place. You don’t even need an e-reader…
As the temperature exceeds triple digits in many locations this summer, our electric bills are spiraling upward with the heat index. Except for a hardy few, going without air conditioning is probably not a practical cost-cutting measure. Still, there are ways to save energy and cut your electric bill. Cutting…
Who says making money has to be hard work? If you think the only way to get $10,000 richer this year is to get a second job and give up your weekends, think again. The smartest earners aren’t working harder; they are just tweaking their habits. We’ve compiled the ultimate…
Ilona Kozhevnikova / Shutterstock.comMore than 30% of the food supply in the United States ends up as waste, according to the U.S. Department of Agriculture. Did your grocery budget just curl up and scream? Mine did. It pains me to think of the loss of all that food, not to…
January sets the tone for your entire year. If you start chaotic, you’ll end chaotic. But if you start with clarity, you become unstoppable. We looked at what successful CEOs, athletes, and creators do during the first week of the year to guarantee a win. The good news? You don’t need…
