Saving
David Prado Perucha / Shutterstock.comIf you’ve been enjoying the golden age of high-interest savings, consider this your final boarding call. The Federal Reserve concluded its final meeting of 2025 on Dec. 10 with another 0.25% rate cut, bringing the target range down to 3.5% to 3.75%. This marks the third…
Prostock-studio / Shutterstock.comBuy now, pay later apps are an increasingly popular way to finance purchases. Companies like Affirm, Afterpay and Klarna allow you to split the cost of everyday purchases — from running shoes to groceries — into several installment payments. Pay-in-four loans are a common model. You’re required to…
Nicoleta Ionescu / Shutterstock.comAdvertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Time is running out before a significant set of scheduled tariffs takes effect. While Americans have navigated a shifting…
Rigucci / Shutterstock.comAdvertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. For decades, Florida was the undisputed finish line for the American career. But as we head into 2026, a growing…
melissamn / Shutterstock.comIf you’re one of the 71 million Americans receiving Social Security, you’re about to get a raise. In October, the Social Security Administration (SSA) announced a 2.8% cost-of-living adjustment (COLA) for 2026. For the average retired worker, this translates to an extra $56 per month. On the surface,…
Jaromir Chalabala / Shutterstock.comPeople have been renting cars, wedding tents and folding chairs for decades. Renting dresses is now a regular practice for women who love high fashion. But online companies as well as independent entrepreneurs are steadily increasing the array of things consumers can rent instead of buy. Most…
Dragon Images / Shutterstock.comThe ads are everywhere. Pills that promise to sharpen your memory, boost your focus and keep your brain young. If you’re among the 25% of adults over 50 taking brain supplements, you might want to take note. Most of these products don’t do what you think they’re…
Nicoleta Ionescu / Shutterstock.comAdvertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. You know that moment in early January when you open your credit card statement and physically recoil. The number…
Ground Picture / Shutterstock.comAdvertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Frugal folks know that buying a good, dependable car is one of the best ways to lower your overall…
Rainer Fuhrmann / Shutterstock.comA Butler, Pennsylvania, grandmother recently received the kind of letter that keeps retirees up at night. After waiting 17 months for a response to her waiver request, Ruthann Pickerd learned that the Social Security Administration not only denied her disability benefits going forward but wanted back every…
