Personal Finance

Why Do Financial Advisors Offer Clients Annuities?

Some financial advisors promote annuities because they offer tax deferral, guaranteed income, or principal protection. But while these features can support retirement planning, annuities often carry high fees and commissions that can influence recommendations. Knowing why advisors recommend annuities can help you ask better questions and evaluate how this option…

Are Rewards Credit Cards Worth It?

Images by Getty Images; Illustration by Bankrate Key takeaways Rewards credit cards can help you earn points, miles or cash back on your everyday purchases. There’s a wide variety of rewards cards out there, so you’ll want to choose a card that fits your spending habits. If you’re still building…

The Top Companies to Watch for Remote Jobs in 2025

insta_photos / Shutterstock.comFlexJobs announces the 12th annual Top 100 Companies to Watch for Remote Jobs in 2025 — a list based on an analysis of more than 60,000 companies and their remote job postings. Remote work remains a top priority among modern professionals, with many declaring remote jobs as their…

3 Common Social Security Scams And How To Protect Yourself

Hill Street Studios/Getty Images Key takeaways Lately, scammers have targeted Social Security recipients with fake job listings, emails and in-person meet-ups to steal money or data. Avoid clicking on links in emails or meeting with people who ask for money and claim to be government officials. If you think you’ve…

90 High-Paying Jobs You Can Get Without a Degree

insta_photos / Shutterstock.comDon’t let anyone tell you that earning a college degree is the only way to land a high-paying job. More companies are shifting their hiring focus to job seekers with the right skills, experience, and potential, rather than a formal education. Employers recognize that real-world skills — whether…

Bull Market: What They Are And How To Invest During Them

A bull market occurs when asset prices rise significantly over a sustained period. While analysts often use the term “bull market” to discuss stocks and the stock market, the term can be used for any asset – bonds, real estate, commodities or even cryptocurrency – that is rising over time.…

The 5 Best Mystery Shopper Companies to Work For

Nicoleta Ionescu / Shutterstock.comWant to become a mystery shopper? If so, we’ve found the five best mystery shopping companies to work for. Mystery shoppers go by a couple of different names — evaluators, secret shoppers — but, regardless of the name, the job is the same: mystery shoppers document their…

36 Ways to Cut Costs While Dining Out

frantic00 / Shutterstock.comWe all have days when we don’t feel like cooking, but dining out can be so expensive and you should never spend money you don’t have in hand. Saving money takes some planning on the front end. Here are ways to help you dine out for less. Read…

Best American Airlines Credit Cards

Citi is an advertising partner. For frequent American Airlines flyers, having a co-branded airline credit card can provide valuable perks and rewards within the American AAdvantage program. However, it can be overwhelming to determine which card is the best fit for your needs. American Airlines co-branded credit cards offer varying…

What To Do If You’ve Been Rejected For A Checking Account?

Thomas Barwick/Getty Images Key takeaways If you’ve had banking issues in the past, such as having an unpaid negative balance on your account or have a history of writing bad checks, you may not get approved for a checking account at a new institution. Similar to a credit report, you…