Personal Finance

12 Ways to Quit Mindless Shopping

Asier Romero / Shutterstock.comAre you prone to impulse buying? Have you given in and made random, unnecessary purchases that eat into your potential savings without forethought? That could be why you can’t seem to recall what happened to that $20 bill in your wallet or how your budget got so…

How You Can Fulfill Your Dreams of Getting Paid to Sleep

Andrey_Popov / Shutterstock.comSeveral million people in the United States regularly suffer through sleepless nights, which many researchers agree greatly affects overall health. Numerous hospitals dedicate entire divisions to studying sleep — and they’re willing to pay you several thousand dollars just to watch you nap, if you’re willing to get…

6 Reasons Consumer Advocates Warn Shoppers Not to Use ‘Buy Now, Pay Later’

Prostock-studio / Shutterstock.comBuy now, pay later apps are an increasingly popular way to finance purchases. Here’s how they work: Companies like Affirm, Afterpay and Klarna allow you to split the cost of everyday purchases, from running shoes to groceries, into several installment payments. Pay-in-four loans are a common model. You’re…

90% of Gen Z Face Consequences at Work Over Social Media Activity

Editor’s Note: This story originally appeared on Zety.com. The line separating personal social media use from professional life has all but vanished. Based on a survey of over 900 Gen Z employees, Zety’s Gen Z Digital Boundaries Report reveals how digital footprints are impacting the careers of young professionals. The…

15 Places to Find Free E-Books in 2026

Prostock-studio / Shutterstock.comIf you love to read but are trying to reduce the clutter in your home, e-books can be a perfect solution. Digital titles are also great for those who want to keep their books portable and never worry about losing their place. You don’t even need an e-reader…

5 Ways to Save on Air Conditioning This Summer

As the temperature exceeds triple digits in many locations this summer, our electric bills are spiraling upward with the heat index. Except for a hardy few, going without air conditioning is probably not a practical cost-cutting measure. Still, there are ways to save energy and cut your electric bill. Cutting…

10 Things That Could Make You ,000 Richer This Year

Who says making money has to be hard work? If you think the only way to get $10,000 richer this year is to get a second job and give up your weekends, think again. The smartest earners aren’t working harder; they are just tweaking their habits. We’ve compiled the ultimate…

11 Overlooked Ways to Turn Table Scraps Into Delicious Meals

Ilona Kozhevnikova / Shutterstock.comMore than 30% of the food supply in the United States ends up as waste, according to the U.S. Department of Agriculture. Did your grocery budget just curl up and scream? Mine did. It pains me to think of the loss of all that food, not to…

10 Things the Top 1% Do Instead

January sets the tone for your entire year. If you start chaotic, you’ll end chaotic. But if you start with clarity, you become unstoppable. We looked at what successful CEOs, athletes, and creators do during the first week of the year to guarantee a win. The good news? You don’t need…