Personal Finance

12 Things Retirees Can Get for Free — or Almost Free

JLco Julia Amaral / Shutterstock.comGrowing older has its advantages. As time passes, you get a little wiser. After retiring, you have more free time to channel that wisdom into doing the things you enjoy. Even better, all that fun often can be had at a steep discount. There are many…

Emergency Fund: What It Is And How To Start One

Key takeaways An emergency fund helps ensure you can handle unplanned expenses, whether from a job loss or a substantial car repair or medical bill. Saving three to six months’ worth of essential expenses is often recommended, but individual circumstances may require saving more or less. Automating savings and using…

Business Credit Cards vs. Personal Credit Cards

Key takeaways Business credit cards offer unique benefits such as the ability to build business credit and better access to record-keeping tools and employee spending tracking. Personal credit cards can offer longer 0 percent intro APR periods, consumer protections, and allow you to continue building personal credit. Business credit cards…

How To Invest For Retirement With A Robo-Advisor

Getting your retirement right is a big deal, and investing through a robo-advisor can help you get there. These automated advisors can build an investment portfolio based on your needs — such as when you want to retire and how much risk you can stomach — and typically at a…

These 4 Medicare Mistakes Could Drain Your Retirement Savings

Dragana Gordic / Shutterstock.comThe clock starts ticking the moment you’re eligible for Medicare, and missing those deadlines can add up to big costs over your lifetime. While most people know Medicare helps with health care costs in retirement, many don’t realize that simple enrollment mistakes can trigger permanent financial penalties…

Under-The-Radar Benefits Of The Ink Business Preferred

Key takeaways The Ink Business Preferred® Credit Card is one of the best business credit cards on the market today, but that’s not just because of its exceptional rewards. This business credit card offers several notable features, including purchase protection, travel insurance benefits, free employee cards and more. Also note…

Guide To JetBlue TrueBlue | Bankrate

Key takeaways The JetBlue TrueBlue program is ideal for anyone who prefers to fly with JetBlue, travels frequently to JetBlue’s service destinations or wants to pool points with other TrueBlue members. The best way to earn and redeem points in this program is by flying with JetBlue or making purchases with…

Why Do Financial Advisors Offer Clients Annuities?

Some financial advisors promote annuities because they offer tax deferral, guaranteed income, or principal protection. But while these features can support retirement planning, annuities often carry high fees and commissions that can influence recommendations. Knowing why advisors recommend annuities can help you ask better questions and evaluate how this option…

Are Rewards Credit Cards Worth It?

Images by Getty Images; Illustration by Bankrate Key takeaways Rewards credit cards can help you earn points, miles or cash back on your everyday purchases. There’s a wide variety of rewards cards out there, so you’ll want to choose a card that fits your spending habits. If you’re still building…

The Top Companies to Watch for Remote Jobs in 2025

insta_photos / Shutterstock.comFlexJobs announces the 12th annual Top 100 Companies to Watch for Remote Jobs in 2025 — a list based on an analysis of more than 60,000 companies and their remote job postings. Remote work remains a top priority among modern professionals, with many declaring remote jobs as their…