Personal Finance

8 Times You Need to Revise Your Will

Think about the biggest life change you’ve had in the past year. The past five years? Now think about what’s coming up in the next five. You’ve probably got at least one major event that either just happened or is getting ready to happen. Maybe you’re celebrating the birth of…

Personal Loans vs. Personal Lines of Credit

Key takeaways Personal loans are best for one-time, fixed expenses, while personal lines of credit are best for ongoing financing needs or purchases that require flexibility. Both options offer lower average interest rates than credit cards for borrowers with good credit. Repayment terms depend on how much you borrow and…

Live Nation’s  Ticket Deal Begins Today. How to Purchase

Live Nation’s Summer of Live! promotion offers fans $30 concert tickets, all fees included, for more than 4,000 shows — a rare chance to see your favorite artist at a genuinely affordable price. “Some moments only happen once – your favorite song, your favorite artist, your favorite season,” the company…

What Is Market Capitalization? – Ramsey

Ever been at a dinner party where someone started using fancy investing terms that made everyone feel intimidated? One of the things we love doing is helping people understand complicated investing topics. And market capitalization is one of those $20 words that we like to explain in simple terms. Let’s take a…

What Is Cash-Out Auto Refinancing & How Does It Work?

Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Cash-out auto refinancing lets you borrow money by swapping your car loan out for a larger loan, typically with different terms. The amount you can access depends on your vehicle’s value, your credit history and the lender. Be sure to…

Capital Gains on Primary Residence: Rules and Examples

Selling your home is one of the biggest financial transactions you’ll ever make. While many homeowners worry about a large tax bill, the reality is that rules like the Internal Revenue Code Section 121 can allow you to keep much, or even all, of your profit. Here’s how capital gains…

Celebrating Mom Is Going to Cost You More This Year. Here’s Why

Celebrating mom this Mother’s Day is going to cost you more, thanks to inflation. Treating mom to a meal out is expected to cost 4% more, according to a recent Wells Fargo Agri-Food Institute analysis. And going the nine yards with a Mother’s Day gift package that includes flowers, jewelry,…

Understanding the Cost of Life Insurance

You’re not alone if thinking about life insurance doesn’t fall high on your list of fun things to do. But part of the “fun” of being an adult means handling business every day, right? Right! And besides, once you know a few basic things about how life insurance works and…

What Are the 7 Money Tendencies?

You’re probably somewhat aware of your personality type: whether you’re an introvert or an extrovert, a control freak or totally laid back. But did you know you have a money personality type too? We each have our own tendencies that make up our money personality as a whole. You may…