Personal Finance

How To Use Bank Of America Travel Rewards Points

Key takeaways The Bank of America travel rewards program can be lucrative and flexible, but the specifics of how you’ll earn points in this program depend on which credit card you sign up for. You can redeem most Bank of America travel rewards points for eligible travel purchases, cash back…

12 Things That You Can Get for Free in August

Asier Romero / Shutterstock.comAdvertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Your summer savings continue with great August freebies. We’ve rounded up some of the very best deals you’ll find…

8 Tips On How To Apply For A Credit Card With Bad Credit

Key takeaways While qualifying for a credit card with bad credit is challenging, it’s still possible with certain cards and credit-building strategies. You can start building your credit score by using tools like Experian Boost or by becoming an authorized user on someone else’s card. Prequalifying for credit cards lets…

4 Phone Calls That Can Get You Lower Monthly Bills

fizkes / Shutterstock.comPutting money back into your pocket every month by lowering your bills would be great, right? By making a few key phone calls and being a smart consumer, you can do just that. All you need to get the job done is some dedicated time to get the…

What Is Private Credit? | Bankrate

ALotOfPeople/Getty Images Key takeaways Private credit has become a popular investment, as investors seek out above-average returns. Private credit allows investors a way to buy into off-market loans that they might not have been able to access before, offering an alternative investment that could diversify their portfolios. However, private credit…

Deed Of Trust Vs. Mortgage

Sarah-Jane Joel/Getty Images Key takeaways A deed of trust is a legal agreement used in real estate transactions in which a third party — the trustee — holds the title to the property until the borrower repays the mortgage. A mortgage is a similar agreement, but it doesn’t involve a…

8 Companies That Will Reward You With Cold, Hard Cash

Roman Samborskyi / Shutterstock.comAdvertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. You probably think there’s no such thing as free money, right? Wrong. If your employer offers a match on…

Liability Car Insurance: What It Covers and How Much It Costs

Key takeaways Liability coverage helps pay for another driver’s vehicle repairs and medical expenses if you cause an accident. It won’t cover injuries you sustain or damage to your vehicle. This type of insurance is required by law in most states. Car insurance is not just a good idea, it’s…

What Is Dependent Life Insurance?

Dependent life insurance is a type of life insurance you may not have encountered, but which could be good to investigate. Life insurance is designed to provide financial resources in the event that the insured person — often the policyholder — dies while the policy is in force. Dependent life…