Personal Finance
A 5-Day Sale Could Sweeten the Deal
LAS VEGAS – What happens in Vegas is now on sale. Amid ongoing tourism headwinds, the Las Vegas Convention and Visitors Authority (LVCVA) announced the return of its “5-Day Sale” on Sept. 22 in a bid to lure visitors back to Sin City. “Vegas is where travelers come to trade the expected for the…
Mega Backdoor Roth 401(k): How to Max Tax Benefits
A mega backdoor Roth 401(k) can give high earners a way to save even more for retirement. This strategy allows them to put substantially more money into Roth savings than standard contribution limits normally allow. The strategy uses after-tax 401(k) contributions that are later converted to Roth…
Want to Make $200K? This Fast-Food Chain Pays Managers That Much
In-N-Out store managers now earn over $200,000 a year on average, the company’s chief operating officer, Denny Warnick, confirmed to USA TODAY. “Our founders, Harry and Esther Snyder, believed not only in taking great care of our customers, but also in taking really great care of our associates,”…
The 7 Best Legit Sites for Getting Free Samples
RomarioIen / Shutterstock.com There’s nothing quite like a free sample. Not only do you get to enjoy a new product, but it’s a great budget hack. From food to beauty products, free samples allow you to try something out to make sure you love it before you commit to buying it. To help you use
Why Grocery Prices Could Rise after a Summer of Extreme Weather
Remember those scorching summer heat waves? Grocery shoppers may soon feel their impact at checkout. Record-setting heat and extreme weather battered farms across the United States this year, damaging critical crops, stressing livestock and squeezing financially stretched farmers. Blistering July…
Chip Recall Hits 5 States
If you recently picked up a bag of J. HIGGS potato chips at Save A Lot, check the label before you take a bite. An Indiana food manufacturer has recalled certain bags of J. HIGGS Loaded Bacon and Cheddar Potato Chips sold in five states after discovering the product contains soy that wasn’t…
Your Will Doesn’t Control Your 401(k). This Form Does.
I’ve been a CPA since 1981, and I spent more than a decade advising clients at major Wall Street firms. In all that time I’ve watched people spend months getting a will exactly right — the attorney, the witnesses, the signatures, the safe deposit box — and then never spend five minutes on the single
The Free ‘Fake Shopping’ Sites Designed to Cure Your Spending — and the Catch Nobody Mentions
It’s 11 at night. You’re in bed with your phone. You don’t need a single thing. You open the shopping app anyway. I’ve been writing about money since 1991, and that particular habit has gotten worse every year I’ve watched it. So when I heard there were websites built specifically for that moment…
You’re Paying $13.53 an Hour to Skip Netflix Ads — and $1.66 on Paramount+
You picked the streaming plan with ads because it was cheaper. Smart move. I’d have done the same. But sometime this year, you started noticing the commercial breaks felt longer. You weren’t imagining it. Ad minutes per hour across the major U.S. streaming services climbed 18% between January and…
I’m 40 With 25 Years to Retire. Ignoring My 401(k) Match Could Cost Me Almost $165,000.
Skipping a 401(k) match at age 40 could cost you more than the amount your employer would have contributed. You also give up potential investment growth on that money during the next 25 years. Missed contributions and earnings can add up to a substantial gap in your retirement savings. How Much…