Mortgages
Key takeaways United miles are worth approximately 0.9 cents each according to Bankrate valuations, although some bookings may have a higher or lower point value. United no longer features an award chart, and this makes it difficult to predict how many miles you’ll need for a specific award. Miles can…
Niall Carson – PA Images / Contributor/Getty Images As a popular, affordable airline with international reach, United Airlines flies 140 million people every year to destinations across six continents. United Airlines is also part of Star Alliance, one of the largest alliances in the world, making it possible to transfer…
Key takeaways Issuers ask about revenue and other features of your business to judge whether you will be able to consistently pay your debts. You should report your business’s gross income before taxes, expenses and more come out. If your business is new and doesn’t yet have revenue to report,…
You can use Buy Now, Pay Later (BNPL) for just about anything. Shopping online and in-person, big and small purchases, even your groceries and your takeout. Now, imagine your lender seeing all this when you apply for credit. No big deal if you’ve been diligent about timely repayment, but it’s…
Dividend stocks are a great way to generate income from your investments while still maintaining the potential for growth from increases in the underlying share price. However, dividends aren’t guaranteed and may be cut or eliminated altogether if a company’s financial outlook worsens. Here are the stocks with the highest…
Key takeaways Lenders that offer loans for bad credit may accept FICO scores as low as 550 or may not require a credit score at all. Every lender has different eligibility requirements and maximum loan amounts. Upstart, Avant and LendingPoint are three of the best lenders for poor credit due…
Dr. Ryan Bly never imagined making student loan payments for twice the amount of his mortgage. Still, making those extra payments toward his medical school debt somehow made all the sense in the world. “I didn’t want this looming behemoth of a loan to be the only thing that was…
Americans will pay an average of $7,249 for a vacation in 2025 by some estimations. Just 46 percent of U.S. adults plan to travel this summer, a recent Bankrate survey found. The majority (65 percent) of those who don’t plan to travel say they can’t afford it. As another travel…
Image by Getty Images; Illustration by Bankrate Key takeaways “Marry the house, date the rate” refers to the concept of buying now with an eye on refinancing should rates fall. The advice is aimed at wary buyers who are worried about buying a home while rates are elevated. The plan…
Artfoliophoto/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Mortgage recasting lets you reduce your mortgage payments and total interest by paying a lump sum toward your loan principal. When you recast a mortgage, your interest rate and loan term stay the same. Recasting a mortgage is often easier and…
