Mortgages
DenisTangneyJr/Getty Images Key takeaways Bridge loans are short-term loans that help cover costs during transitional periods, most often if you must buy a new home before selling your old one. Like a mortgage, your home may serve as collateral for a bridge loan. Some bridge loans allow you to pledge…
Financial technology has transformed how we manage money, making tasks like budgeting, investing and bill payment more efficient and transparent. Yet, there are still plenty of misconceptions about financial apps that can leave people skeptical or reluctant to adopt them. Are they really safe to use? Do they require sharing…
Oleksandra Yagello/Getty Images The average credit card interest rate is 20.10 percent, down from a record-high 20.79 percent set on Aug. 14, 2024. Current credit card interest rates 3-month trends Variable 2/19/2025 20.09% 2/12/2025 20.10% 2/05/2025 20.13% 1/29/2025 20.12% 1/22/2025 20.14% 1/15/2025 20.15% 1/08/2025 20.15% 12/31/2024 20.27% 12/24/2024 20.30% 12/18/2024…
Saving for retirement isn’t easy, and some of the unexpected financial emergencies that pop up along the way don’t make things any easier. Americans recently identified having too little set aside for emergencies and not enough saved for retirement as their two biggest financial regrets, according to Bankrate’s 2025 Financial…
Financial wellness apps offer tools to help you manage your finances, save and reach your financial goals. Among the many features these apps offer, sign-on bonuses stand out as a way to attract new users. But how do these bonuses work, and are they truly valuable? Here’s what you need…
Key takeaways Life insurance claims can be denied for reasons like missed payments, inaccurate information or policy exclusions. Knowing these risks upfront can help you avoid unpleasant surprises. If you misrepresent details about your health, job or risky hobbies, your insurer could reduce your payout — or deny the claim…
Key takeaways Owning multiple credit cards can help you earn rewards on a variety of spending categories and be good for your credit utilization ratio. The key, though, is to apply strategically and wait a few months in between applications. Before you decide to stock up your wallet, ensure you’re…
Multi-family homes can be a great way for novice real estate investors to get started. They’re also a popular option for extended families to live under one roof. However, these properties, which contain multiple units for more than one household, have some challenges that single-family homes don’t have. If you’re…
Key takeaways RefiJet could be ideal if you have subpar credit or want to refinance a smaller auto loan. Gravity is a better fit if you have at least fair credit, as you can skip the pesky application fee and potentially get a better rate. Evaluate what partner lenders from…
If you’re a tenant in New Jersey, renters insurance might be worth considering. This type of policy is purchased by the renter and provides financial protection against the loss of their belongings due to any of the named perils within the policy. Although the property owner should also have landlord…
