Loans

Key takeaways Some furniture stores offer in-store financing to pay for furniture over a specified period. You could also use a personal loan to pay for your furniture. Personal loans generally come with lower interest rates than in-store financing. Before you choose either option, compare the pros and cons and…

Key takeaways Personal loans are best for large, one-time purchases or bills. Credit cards are best for everyday spending and reward programs. Both can have a positive impact on your credit score if used responsibly. Compare fees, rewards and repayment terms before deciding. Knowing when to take out a personal…

Paul Bradbury/Getty Images Key takeaways An excellent-credit personal loan usually caters to borrowers with credit scores above 800. Personal loans for excellent credit can be used for large expenses, like home improvements or paying for major life milestones like weddings. Excellent-credit loan benefits include lower APRs, higher loan amounts and…

Tally Technologies, Inc. was a digital platform designed to help consumers consolidate high-interest credit card debt using affordable lines of credit. Headquartered in San Francisco, California, the company served millions of customers since its inception in 2015. However, Tally is no longer offering personal lines of credit after it ceased…

PhotoAlto/Frederic Cirou/Getty Images Key takeaways Both banks and private lenders offer personal loans with rates and terms that rely on your credit and finances. Banks tend to be a solid pick for established borrowers with a positive credit history. Perks tend to include lower rates and more customer service options.…

Jordi Mora igual/Getty Images Key takeaways Prequalification lets you view your predicted loan rates and approval odds without impacting your credit score. Review each lender’s minimum acceptance criteria and loan terms prior to filling out the application to increase your chances of prequalifying. Prequalify with multiple lenders to ensure you…

Key takeaways Timeshare loans are often affiliated with timeshare property developers and have steep interest rates. Personal loans from banks and other financial institutions may be a better choice for buying a timeshare. Home equity loans, cash and credit cards can also be used to purchase a timeshare. Frequent travelers…

Key takeaways A small personal loan is a type of installment loan of up to $5,000 that’s payable in equal monthly installments with interest. These loans often come with fast funding times and can help you build credit. Research loan options, get prequalified with at least three lenders and compare…

The best time to fortify your home against severe weather is well before a blizzard, tropical storm, flood or hurricane threatens. Spending a few extra dollars on simple things like cleaning gutters and fixing water drainage spouts could minimize the effects of a major weather event. In contrast, deferred maintenance…

Jacob Wackerhausen/Getty images Key takeaways Personal loan amounts range from $1,000 to $100,000, which may not be enough to buy a regular home but could work if you need a small mortgage for a tiny or mobile home. Personal loan interest isn’t tax deductible like a mortgage. You can typically…