Personal Finance
Key takeaways Overheated pandemic housing markets are cooling fast, particularly across the Sun Belt, according to Bankrate’s 2025 Housing Heat Index. Four of the five coldest housing markets this year are in Florida, including Cape Coral-Fort Myers, Punta Gorda, North Port-Sarasota-Bradenton and Naples-Marco Island. The five hottest housing markets in…
Key Takeaways The Wells Fargo Active Cash® Card offers unlimited 2 percent cash rewards on purchases, making it one of the best flat-rate cards available. This card also features an easy-to-earn welcome bonus, a cellphone protection benefit and introductory APR offers on both purchases and qualifying balance transfers. You’ll also…
SeventyFour / Shutterstock.comHealth care bills can put a major crack in your nest egg during retirement. Some experts suggest that these costs can add up to hundreds of thousands of dollars during your golden years, although others have questioned those numbers. Still, no matter your view, medical expenses almost certainly…
Alliance Images / Shutterstock.comAdvertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Consumer prices are still rising, and Americans are watching their budgets tighten across categories like groceries, electricity, and insurance.…
Dmitrii D / Shutterstock.comAdvertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. The top 1 percent has long been a benchmark of financial success in the United States. But the income…
nata-lunata / Shutterstock.comAdvertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. As the new school year begins, many households are dealing with increased expenses. it’s fine, just want Think of these…
Key takeaways Personal loans can boost your credit score by adding to your credit mix and reporting a positive payment history. There are some risks associated with applying for a personal loan, including hard credit inquiries, additional debt and lender fees. Other ways to build credit include applying for a…
Key takeaways To pay off debt, you need to know how much you owe, how much you’re spending and where you can cut costs. The debt avalanche and snowball methods are popular debt repayment strategies. A debt consolidation loan can combine your debts into one loan with one interest rate…
Key takeaways You’re more likely to secure a personal loan despite a low income if you apply for a smaller loan amount, apply with a cosigner or work with an online lender. Check your budget and ensure you can afford your monthly payment because defaulting can damage your credit score.…
10’000 Hours/Getty Images Key takeaways You can log into the Federal Student Aid website to identify what type of loans you have. Federal student loans are distributed by the federal government and are serviced by lenders assigned by the Department of Education. Major changes are coming to federal loans starting…
