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PC Photography/Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways With owner financing, the homeowner or seller extends a loan to the homebuyer, rather than a bank or mortgage lender providing the loan. The contract can be structured in a number of ways, including as a second mortgage, a rent-to-own deal…
Most people are used to seeing sales tax on a receipt, but not every purchase includes it. When it doesn’t, you may still owe tax on that purchase through what’s called a use tax. This comes up most often with online shopping, out-of-state purchases and private sales. Understanding the difference…
US Navy destroyers operating in the Eastern Mediterranean Sea have been launching SM-3s — among America’s most high-end interceptors — to defend NATO airspace against incoming Iranian ballistic missiles. Loading audio narration… On Friday, the Arleigh Burke-class destroyer USS Oscar Austin fired at least one SM-3, or Standard Missile-3, interceptor…
TSA checkpoints at US airports continue to face pressure amid an ongoing partial government shutdown that is now nearly a month old. Loading audio narration… Numerous airports are telling passengers to allow longer than usual to clear security, as staff shortages cause more congestion and longer lines.On Friday, Austin-Bergstrom International Airport…
Millions of people set sail on cruises every year looking for a stress-free way to see the world. After all, your food, lodging and entertainment are generally bundled into one neat package. All you have to do is book and board. For those cruising into retirement age, time at sea…
Most people see taxes come out of their paycheck without thinking much about where the money goes. Federal taxes follow one set of rules no matter where you live, but state taxes vary widely depending on your location. Some states have no income tax at all while others take a…
Your next flight could be twice as expensive because the Iran war is causing volatility in oil prices.Brent crude is up more than 50% over the past month, to around $101 a barrel. Jet fuel costs are rising faster. The Argus US Jet Fuel Index is up 72% over the…
There are over 1,200 data centers scattered across the United States, and thanks to the AI boom, many more are on the way. Loading audio narration… Those data centers also, it seems, confirm the adage “familiarity breeds contempt.”A new survey from the Pew Research Council, conducted in January and published…
You followed the rules. You worked hard, contributed to your retirement accounts, and finally you’re approaching, or already crossed, the finish line. But thanks to unpredictable inflation and a volatile stock market, your carefully planned retirement budget might be feeling the squeeze. The fear of outliving your money is the…
When my husband and I decided to move our four-person family from the US to Spain, we had roughly two semesters of college Spanish between us and zero experience living abroad. Loading audio narration… We didn’t let that stop us, though. Beginning in March 2025, we researched obsessively, read books,…















