Author: News Room

What Are Convenience Checks? | Bankrate

Key takeaways You can write checks against a line of credit with credit card convenience checks. Convenience checks are often processed as a cash advance, which can be expensive. It’s a good idea to consider alternatives before using a convenience check to borrow against your credit card. Have you ever…

Trump says DeepSeek should be a ‘wake-up call’ for tech giants

President Donald Trump addressed the rise of DeepSeek, a Chinese AI app, on Monday night.He said the ability to train AI cheaply, which DeepSeek said it has done, is a good thing.Experts told BI that DeepSeek challenges the idea of US tech dominance, but that may be positive for AI.President…

Pros And Cons Of Consolidating Student Loans

Key takeaways Direct Consolidation Loans can make federal student loans more manageable by rolling several balances into a single loan. Using a Direct Consolidation Loan for federal loans may give you access to new repayment options, depending on the types of loans you consolidate. You could pay more interest over…

Financial Support For Black-Owned Businesses

supersizer/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Black-owned businesses in the U.S. employ around 1.6 million Americans, according to the U.S. Census Bureau. Studies show that Black entrepreneurs face more challenges than their white counterparts to secure the capital they need. This is true, even if they have…

What is DeepSeek? Get to know the Chinese startup that shocked the AI industry

DeepSeek is a Chinese AI company whose newest chatbot shocked the tech industry.DeepSeek says its AI model rivals top competitors, like ChatGPT’s o1, at a fraction of the cost.DeepSeek’s rise has impacted tech stocks and led to scrutiny of Big Tech’s massive AI investments.An artificial intelligence company based in China…

Nasdaq, Nvidia crushed by China’s DeepSeek update

America’s AI race among U.S. tech titans got suckered after Chinese AI app DeepSeek crashed onto the scene, sending investors into reverse.   The tech-heavy Nasdaq Composite nearly erased its gains for the year, falling 3% on Monday. Ticker Security Last Change Change % I:COMP NASDAQ COMPOSITE INDEX 19341.833835 -612.47 -3.07%…