In April 2026, I gave up my private sports club membership. The stock market was correcting again due to the war in Iran, oil and inflation had shot up, and I figured it was time to cut expenses and simplify.

The membership was $185 a month. On top of that I paid $25 per guest to bring each of my two kids, so another $50 every visit four times a month.

Earlier in the year, I cut cable to save about $70 a month. I was watching all the NBA and NFL games in 10 to 15 minute highlights on my phone anyway. Saving the money and reclaiming hours of screen time felt like a good trade, regardless of the economy.

As the financial provider for a family of…

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