Back in 2018, Maekaeda Gibbons was a loan officer at Bank of America, spending her days evaluating other people’s finances.

She had a problem: an expensive taste in perfume that didn’t match a loan officer’s salary. So she started experimenting with her own versions of pricier scents, with no real plan beyond wanting something that smelled good, cost less, and maybe she could use as gifts for coworkers and friends.

“I had some funds left over after I paid all of my bills, and I wanted to take a risk on myself,” Gibbons told Business Insider.

She took around $300 and went into her kitchen to cook up a scent she could fall in love with. Gibbons…