“I never want to own a house.”

That’s what I had said, confidently, for years. After growing up assuming I’d own a house one day, I realized, like most millennials, I might never be able to comfortably afford one.

I decided to be at peace with it and leaned in. No giant repair bills, no being house poor, no weeding a garden on weekends, no problem.

Then, I fell head over heels in love with a homeowner.

A year after we met, I moved in with her and her roommate — and along with that came my insecurities and fears about finances.

I was nervous to either contribute too much or too little to a home I didn’t own

As we planned our move-in, a few parallel…