This as-told-to essay is based on conversations with Thomas Heep, a job seeker in his 60s who lives in Denver. He was laid off in April 2025 and is still looking for full-time work. The following has been edited for length and clarity.
I was laid off from my job as an operations manager on April 4, 2025. I’ve been looking for full-time work since then.
I’m currently working part-time, delivering prescriptions to patients in the Denver area, and I started collecting Social Security in my 60s, before reaching my full retirement age of 67. Both combined aren’t enough to pay all my bills. Earlier this year, I filed for Chapter 7 bankruptcy.
I’m an…
