I turn 40 in a few months. Every year around my birthday, my wife and I have the same conversation.
We make coffee, the kids disappear into a screen for an hour, and we pull up the numbers. Between our day jobs and my freelance writing side hustle, we earn enough to pay our mortgage, save a bit, and provide our kids with everything they need. On paper, we’re fine.
What we don’t have is what many people in our parents’ generation had and worked toward: a date on the calendar when work stops, and retirement begins.
We keep running the numbers and landing in the same place
We’ve run the numbers with various spreadsheets and different assumptions…
