Diamonds may certainly be statements of wealth, but what they do not have is a market price you can check before breakfast. Resale depends on the individual stone, its grade, and a buyer who wants that particular diamond.

Gold is more standardized. Bullion trades against a widely quoted spot price, which makes it far easier to value and sell. That difference is a large part of why gold turns up in retirement conversations while a diamond ring generally does not. Held the right way, gold can play a role in a managed retirement plan.

Diversify your savings with gold

When an asset trades against a published spot number, you can value it, sell part…

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